New York S 4986: Relates to the purchase of firearms and firearm ammunition with a credit card

Bill Text

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S04986 Summary:

BILL NOS04986 

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SAME ASNo Same As

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SPONSORORTT

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COSPNSR

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MLTSPNSR

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Add §529-b, Gen Bus L

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Requires credit card, debit card, or processor service companies to allow for the purchase of firearms and firearm ammunition with such services.

Go to top S04986 Actions:

BILL NOS04986 

&nbsp

02/14/2025REFERRED TO CONSUMER PROTECTION

01/07/2026REFERRED TO CONSUMER PROTECTION

Go to topS04986 Committee&nbspVotes:

Go to topS04986 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS04986 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4986

 2025-2026 Regular Sessions

 IN SENATE

 February 14, 2025
 ___________

 Introduced by Sen. ORTT -- read twice and ordered printed, and when
 printed to be committed to the Committee on Consumer Protection

 AN ACT to amend the general business law, in relation to the purchase of
 firearms and firearm ammunition with a credit card or debit card

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The general business law is amended by adding a new section
 2 529-b to read as follows:
 3 § 529-b. Purchasing of certain goods with a credit card or debit card.
 4 1. For the purposes of this section, the following terms shall have the
 5 following meanings:
 6 (a) "Credit card" means and includes any credit card, credit plate,
 7 charge plate, courtesy card, or other identification card or device
 8 issued by a person to another person which may be used to obtain a cash
 9 advance or a loan or credit or to purchase or lease property or services
 10 on the credit of the issuer or of the holder;
 11 (b) "Debit card" means a card, plate or other similar device issued by
 12 a person to another person which may be used, without a personal iden-
 13 tification number, code or similar identification number, to purchase or
 14 lease property or services. The term does not include a credit card or a
 15 check, draft or similar instrument.
 16 (c) "Holder" means a person to whom such a credit card or debit card
 17 is issued or who has agreed with the issuer to pay obligations arising
 18 from the use of a credit card or debit card issued to another person;
 19 (d) "Processor" means a person who facilitates the use of credit cards
 20 or debit cards between a holder and a seller;
 21 (e) "Processor service" means the credit card or debit card facili-
 22 tation service provided by the processor; and
 23 (f) "Seller" means any person who honors credit cards or debit cards
 24 which may be used to purchase property.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD09873-01-5

 S. 4986 2

 1 2. Every issuer and processor who does business within the state shall
 2 allow for the use of their credit cards, debit cards, or processor
 3 service for the purpose of purchasing firearms or firearm ammunition.
 4 § 2. This act shall take effect on the thirtieth day after it shall
 5 have become a law.

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