New York A 6714: Relates to opportunity to ballot committee to receive notices

Bill Text

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A06714 Summary:

BILL NOA06714 

&nbsp

SAME ASSAME AS S05326

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SPONSORWoerner

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COSPNSRAngelino, Magnarelli, DeStefano, Lupardo, Simon, Paulin, Lunsford, Seawright, Glick, Jones,
 Bichotte Hermelyn, Raga

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MLTSPNSR

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Amd §§4326 & 4327, Ins L

&nbsp

Provides for standardized health insurance contracts for small dental employers who meet certain criteria.

Go to top A06714 Actions:

BILL NOA06714 

&nbsp

03/10/2025referred to insurance

01/07/2026referred to insurance

Go to topA06714 Committee&nbspVotes:

Go to topA06714 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA06714 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 6714

 2025-2026 Regular Sessions

 IN ASSEMBLY

 March 10, 2025
 ___________

 Introduced by M. of A. WOERNER, ANGELINO, MAGNARELLI, DeSTEFANO, LUPAR-
 DO, SIMON, PAULIN, LUNSFORD, SEAWRIGHT, GLICK, JONES, BICHOTTE HERME-
 LYN, RAGA -- read once and referred to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to standardized health
 insurance contracts for small dental employers; and providing for the
 repeal of such provisions upon the expiration thereof

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The section heading and subsections (a), (c), (g), (h), (i)
 2 and (k) of section 4326 of the insurance law, as amended by section 56
 3 of part D of chapter 56 of the laws of 2013, are amended to read as
 4 follows:
 5 Standardized health insurance contracts for qualifying small
 6 employers, qualifying small dental employers and individuals. (a) A
 7 program is hereby established for the purpose of making standardized
 8 health insurance contracts available to qualifying small employers and
 9 qualifying small dental employers as defined in this section. Such
 10 program is designed to encourage small employers to offer health insur-
 11 ance coverage to their employees.
 12 (c) The following definitions shall be applicable to the insurance
 13 contracts offered under the program established by this section:
 14 (1) (A) A qualifying small employer is an employer with:
 15 (i) not more than fifty employees;
 16 (ii) no group health insurance that provides benefits on an expense
 17 reimbursed or prepaid basis covering employees in effect during the
 18 twelve month period prior to application for a qualifying group health
 19 insurance contract under the program established by this section; and
 20 (iii) at least thirty percent of its employees receiving annual wages
 21 from the employer at a level equal to or less than thirty thousand
 22 dollars. The thirty thousand dollar figure shall be adjusted period-
 23 ically pursuant to subparagraph (D) of this paragraph.
 24 (B) The twelve month period set forth in item (ii) of subparagraph (A)
 25 of this paragraph may be adjusted by the superintendent from twelve
 26 months to eighteen months if [he determines] they determine that the

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD09809-01-5

 A. 6714 2

 1 twelve month period is insufficient to prevent inappropriate substi-
 2 tution of qualifying group health insurance contracts for other health
 3 insurance contracts.
 4 (C) An employer shall cease to be a qualifying small employer if any
 5 health insurance that provides benefits on an expense reimbursed or
 6 prepaid basis covering an employer's employees, other than qualifying
 7 group health insurance purchased pursuant to this section, is purchased
 8 or otherwise takes effect subsequent to purchase of qualifying group
 9 health insurance under the program established by this section.
 10 (D) The wage levels utilized in subparagraph (A) of this paragraph
 11 shall be adjusted annually, beginning in two thousand two. The adjust-
 12 ment shall take effect on July first of each year. For July first, two
 13 thousand two, the adjustment shall be a percentage of the annual wage
 14 figure specified in subparagraph (A) of this paragraph. For subsequent
 15 years, the adjustment shall be a percentage of the annual wage figure
 16 that took effect on July first of the prior year. The percentage adjust-
 17 ment sh