New York A 11173: Requires insurers to disclose all available endorsements for homeowners liability insurance policies

Bill Text

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A11173 Summary:

BILL NOA11173 

&nbsp

SAME ASSAME AS S10267

&nbsp

SPONSORKay

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Add §3463, Ins L

&nbsp

Requires insurers to disclose all available endorsements for homeowners' liability insurance policies with plain language descriptions of the coverage added by each endorsement as part of the application process.

Go to top A11173 Actions:

BILL NOA11173 

&nbsp

05/01/2026referred to insurance

Go to topA11173 Committee&nbspVotes:

Go to topA11173 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA11173 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 11173

 IN ASSEMBLY

 May 1, 2026
 ___________

 Introduced by M. of A. KAY -- read once and referred to the Committee on
 Insurance

 AN ACT to amend the insurance law, in relation to requiring insurers to
 disclose all available endorsements for homeowners' liability insur-
 ance policies

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The insurance law is amended by adding a new section 3463
 2 to read as follows:
 3 § 3463. Homeowners' liability insurance; available endorsement disclo-
 4 sure. Every insurer offering a homeowners' insurance policy, as defined
 5 in section two thousand three hundred fifty-one of this chapter, shall
 6 disclose all available endorsements with plain language descriptions of
 7 the coverage added by each endorsement as part of the application proc-
 8 ess for such policy.
 9 § 2. This act shall take effect on the first of January next succeed-
 10 ing the date on which it shall have become a law and shall apply to all
 11 contracts entered into, renewed, modified or amended on or after such
 12 effective date.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD15549-01-6

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