New York A 9015: Relates to exempting certain non-profit community gardens from payment for water usage and supply

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A09015 Summary:

BILL NOA09015 

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SAME ASNo Same As

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SPONSORTorres

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COSPNSRTapia

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MLTSPNSR

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Add §208, Fin Serv L

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Establishes the insurance and housing task force to ensure the availability of affordable housing and affordable housing insurance.

Go to top A09015 Actions:

BILL NOA09015 

&nbsp

08/27/2025referred to insurance

01/07/2026referred to insurance

Go to topA09015 Committee&nbspVotes:

Go to topA09015 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA09015 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9015

 2025-2026 Regular Sessions

 IN ASSEMBLY

 August 27, 2025
 ___________

 Introduced by M. of A. TORRES -- read once and referred to the Committee
 on Insurance

 AN ACT to amend the financial services law, in relation to establishing
 the insurance and housing task force to ensure the availability of
 affordable housing and affordable housing insurance

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Legislative findings and purpose. The Legislature finds
 2 that owners and developers of affordable housing and multifamily housing
 3 in New York face steep insurance costs and reduced availability across
 4 property and liability lines. A 2022 study by the Department of Finan-
 5 cial Services and Division of Homes and Community Renewal documented
 6 access problems for affordable developments. A 2024 policy review found
 7 sharp premium growth and reduced limits for New York affordable housing.
 8 Federal analysis links higher loss experience to higher risk areas.
 9 The purpose of this act is to establish an interagency task force that
 10 will ensure the availability of affordable housing and affordable hous-
 11 ing insurance and assess market conditions for housing insurance, iden-
 12 tify actions to improve availability and pricing, and recommend statuto-
 13 ry, regulatory, and program changes.
 14 § 2. The financial services law is amended by adding a new section 208
 15 to read as follows:
 16 § 208. Insurance and housing task force. (a) Establishment. The super-
 17 intendent shall establish an insurance and housing task force for the
 18 purpose of ensuring the availability of affordable housing and assessing
 19 market conditions for housing insurance, identifying actions to improve
 20 availability and pricing, and recommending statutory, regulatory, and
 21 program changes.
 22 (b) Membership. The task force shall consist of: (1) the superinten-
 23 dent, or the superintendent's designee, who shall serve as co-chair; (2)
 24 the commissioner of homes and community renewal, or the commissioner's

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD13655-01-5

 A. 9015 2

 1 designee, who shall serve as co-chair; (3) one representative of the New
 2 York property insurance underwriting association; (4) one representative
 3 of the excess line association of New York; (5) two representatives of
 4 admitted insurers that write commercial property or liability insurance
 5 for multifamily housing; (6) one representative of a reinsurer active in
 6 the New York market; (7) three housing stakeholders, which shall include
 7 one affordable housing owner, developer, or resident, one mission-driven
 8 lender or investor, and one municipal housing agency; (8) one consumer
 9 representative with expertise in tenant protection or fair housing; (9)
 10 one representative from the New York state association for affordable
 11 housing; (10) one representative from the supportive housing network of
 12 New York; (11) one representative from the association for neighborhood
 13 and housing development; (12) one representative from the real estate
 14 board of New York; and (13) any other members the co-chairs invite for
 15 specific subject-matter sessions. Members who are not co-chairs shall be
 16 appointed by the co-chairs for two-year terms.
 17 (c) Duties. The task force shall:
 18 (1) conduct a baseline assessment of availability, pricing, coverage
 19 limits, deductibles, and exclusions for property and liability insurance
 20 for affordable and multifamily affordable housing in each