Illinois HB 5485: DHFS-MEDICAID-NCQA ACCREDITED

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 Full Text of HB5485

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB5485

Introduced 2/13/2026, by Rep. Justin Cochran 

SYNOPSIS AS INTRODUCED:

New Act

 Amends the Fair Access to Housing Act. Provides that, on and after January 1, 2027, it shall be unlawful for a covered entity to purchase, acquire, or offer to purchase or acquire any interest in a single-family residence unless the single-family residence has been listed for sale to the general public for at least 75 days. Defines "covered entity".

LRB104 18235 HLH 31674 b

A BILL FOR

HB5485LRB104 18235 HLH 31674 b

1 AN ACT concerning property.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 1. Short title. This Act may be cited as the Fair 

5Access to Housing Act.

6 Section 5. Definitions. As used in this Act:

7 "Covered entity" means an institutional real estate 

8investor or an entity that receives funding from an 

9institutional real estate investor for the purchase of a 

10single-family residence. A loan provided in exchange for a 

11mortgage of the residence that is being purchased shall not be 

12considered funding for the purposes of this Act, provided that 

13the mortgage must be of a type for which members of the general 

14public can apply.

15 "Covered entity" shall not include:

16 (1) an organization described in Section 501(c)(3) of 

17 the Internal Revenue Code and exempt from tax under 

18 section 501(a) of the Internal Revenue Code;

19 (2) a land bank;

20 (3) a community land trust; or

21 (4) a creditor or its loan servicer acquiring 

22 ownership of real property in full or partial satisfaction 

23 of a secured debt.

HB5485- 2 -LRB104 18235 HLH 31674 b

1 "Single-family residence" means a