New York A 11254: Removes certain language relating to requests for reconsideration of creditor determinations

Bill Text

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A11254 Summary:

BILL NOA11254 

&nbsp

SAME ASSAME AS S10202

&nbsp

SPONSORRosenthal

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §604-bb, Gen Bus L

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Removes certain conditional language relating to the submission of requests for reconsideration of creditor determinations.

Go to top A11254 Actions:

BILL NOA11254 

&nbsp

05/04/2026referred to consumer affairs and protection

Go to topA11254 Committee&nbspVotes:

Go to topA11254 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA11254 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 11254

 IN ASSEMBLY

 May 4, 2026
 ___________

 Introduced by M. of A. ROSENTHAL -- read once and referred to the
 Committee on Consumer Affairs and Protection

 AN ACT to amend the general business law, in relation to removing
 certain language relating to requests for reconsideration of creditor
 determinations

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subdivision 4 of section 604-bb of the general business
 2 law, as amended by chapter 90 of the laws of 2026, is amended to read as
 3 follows:
 4 4. A debtor who receives written notice under paragraph (c) of subdi-
 5 vision three of this section that the creditor will recommence
 6 collection activities against such debtor based on such creditor's
 7 determination under subdivision three of this section may make a request
 8 to the creditor that the creditor reconsider such determination to
 9 recommence collection activities within thirty days of the date of mail-
 10 ing of such written determination. A debtor requesting reconsideration
 11 of a creditor's determination to recommence collection activities shall
 12 be permitted to submit additional adequate documentation of coerced
 13 debt, as defined in this article. A creditor who receives a debtors
 14 request for reconsideration shall complete a review of all information,
 15 including additional adequate documentation submitted, within thirty
 16 days of receiving such request. Any further reconsideration of the cred-
 17 itor's determination with regard to such particular debt shall be at the
 18 discretion of the creditor. [Submitting a request for reconsideration of
 19 the determination to the creditor shall not be a condition to bringing
 20 an action under section six hundred four-cc of this article.]
 21 § 2. This act shall take effect on the same date and in the same
 22 manner as chapter 90 of the laws of 2026, takes effect.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD15737-01-6

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