Minnesota SF 3784: Political subdivisions debt capacity report in capital budget submissions requirement provision

Bill Text

1.1 A bill for an act​
1.2 relating to health care; providing an alternative mechanism for prompt payment​
1.3 of emergency room and ambulance charges incurred by patients enrolled in very​
1.4 high deductible health plans; amending Minnesota Statutes 2024, sections 60A.23,​
1.5 subdivision 8; 62Q.01, by adding a subdivision; 62Q.025, by adding a subdivision.​
1.6 BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:​
1.7 Section 1. Minnesota Statutes 2024, section 60A.23, subdivision 8, is amended to read:​
1.8 Subd. 8.Self-insurance or insurance plan administrators who are vendors of risk​
1.9 management services.(1) Scope. (a) This subdivision applies to any vendor of risk​
1.10 management services and to any entity which administers, for compensation, a self-insurance​
1.11 or insurance plan. This subdivision does not apply (a) (1) to an insurance company authorized​
1.12 to transact insurance in this state, as defined by section 60A.06, subdivision 1, clauses (4)​
1.13 and (5); (b) (2) to a service plan corporation, as defined by section 62C.02, subdivision 6;​
1.14 (c) (3) to a health maintenance organization, as defined by section 62D.02, subdivision 4;​
1.15 (d) (4) to an employer directly operating a self-insurance plan for its employees' benefits;​
1.16 (e) (5) to an entity which administers a program of health benefits established pursuant to​
1.17 a collective bargaining agreement between an employer, or group or association of employers,​
1.18 and a union or unions; or (f) (6) to an entity which administers a self-insurance or insurance​
1.19 plan if a licensed Minnesota insurer is providing insurance to the plan and if the licensed​
1.20 insurer has appointed the entity administering the plan as one of its licensed agents within​
1.21 this state.​
1.22 (2) Definitions. (b) For purposes of this subdivision the following terms have the​
1.23 meanings given them.​
1​Section 1.​
26-06791 as introduced​02/16/26 REVISOR SGS/DG​
SENATE​
STATE OF MINNESOTA​
S.F. No. 3784​NINETY-FOURTH SESSION​
(SENATE AUTHORS: MANN, Klein and Wiklund)​
OFFICIAL STATUS​D-PG​DATE​
Introduction and first reading​6368​02/23/2026​
Referred to Commerce and Consumer Protection​

2.1 (a) (1) "Administering a self-insurance or insurance plan" means (i) processing, reviewing​
2.2 or paying claims, (ii) establishing or operating funds and accounts, or (iii) otherwise providing​
2.3 necessary administrative services in connection with the operation of a self-insurance or​
2.4 insurance plan.​
2.5 (b) (2) "Employer" means an employer, as defined by section 62E.02, subdivision 2.​
2.6 (c) (3) "Entity" means any association, corporation, partnership, sole proprietorship,​
2.7 trust, or other business entity engaged in or transacting business in this state.​
2.8 (d) (4) "Self-insurance or insurance plan" means a plan for the benefit of employees or​
2.9 members of an association providing life, medical or hospital care, accident, sickness or​
2.10 disability insurance, or pharmacy benefits, or a plan providing liability coverage for any​
2.11 other risk or hazard, which is or is not directly insured or provided by a licensed insurer,​
2.12 service plan corporation, or health maintenance organization.​
2.13 (e) (5) "Vendor of risk management services" means an entity providing for compensation​
2.14 actuarial, financial management, accounting, legal or other services for the purpose of​
2.15 designing and establishing a self-insurance or insurance plan for an employer.​
2.16 (3) License. (c) No vendor of risk management services or entity administering a​
2.17 self-insurance or insurance plan may transact this business in this state unless it is licensed​
2.18 to do so by the commissioner. An applicant for a license shall state in writing the type of​
2.19 activities it seeks authorization to engage in and the type of services it seeks authorization​
2.20 to provide. The license may be granted only when the commissioner is satisfied that the​
2.21 entity possesses the necessary organization, background, expertise, and financial integrity​
2.22 to supply the services sought to be offered. The commissioner may issue a license subject​
2.23 to restrictions or limitations upon the authorization, including the type of services which​
2.24 may be supplied or the activities which may be engaged in. The license fee is $1,500 for​
2.25 the initial application and $1,500 for each three-year renewal. All licenses are for a period​
2.26 of three years.​
2.27 (4) Regulatory restrictions; powers of the commissioner. (d) To assure ensure that​
2.28 self-insurance or insurance plans are financially solvent, are administered in a fair and​
2.29 equitable fashion, and are processing claims and paying benefits in a prompt, fair, and honest​
2.30 manner, vendors of risk management services and entities administering insurance or​
2.31 self-insurance plans are subject to the supervision and examination by the commissioner.​
2.32 Vendors of risk mana