Pennsylvania HB 1497: An Act amending Title 75 (Vehicles) of the Pennsylvania Consolidated Statutes, in financial responsibility, further providing for driver improvement course discounts.

Bill Text

PRINTER'S NO. 1754
THE GENERAL ASSEMBLY OF PENNSYLVANIA
HOUSE BILL
No. 1497
Session of
2025
INTRODUCED BY TOMLINSON AND GILLEN, MAY 21, 2025
REFERRED TO COMMITTEE ON INSURANCE, MAY 28, 2025
AN ACT
Amending Title 75 (Vehicles) of the Pennsylvania Consolidated
Statutes, in financial responsibility, further providing for
driver improvement course discounts.
The General Assembly of the Commonwealth of Pennsylvania
hereby enacts as follows:
Section 1. Section 1799.2(a) and (c) of Title 75 of the
Pennsylvania Consolidated Statutes are amended to read:
§ 1799.2. Driver improvement course discounts.
(a) Motor vehicle driver improvement course.--All insurance
companies authorized to write private passenger automobile
insurance within this Commonwealth shall provide a premium
discount for each motor vehicle on a policy under which all
named insureds are 55 years of age or older and have
successfully completed a motor vehicle driver improvement course
meeting the standards of the Department of Transportation. This
discount shall apply to all coverages for all policy periods
beginning within the [three-year] five-year period immediately
following the successful completion of the course and shall be
approved by the commissioner as part of the insurer's rate
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filing, provided that such discount shall not be less than 5%.
The successful completion of more than one course within a
[three-year] five-year period does not qualify the insured for
additional discounts. The premium discount required by this
subsection may be omitted upon demonstration to the commissioner
in an insurer's rate filing that the discount is duplicative of
a driver improvement course discount provided by the insurer.
* * *
(c) Continuing eligibility.--Each participant shall take an
approved course every [three] five years to continue to be
eligible for the discount on insurance. Each insurer may
require, as a condition of providing and maintaining the
discount, that the insured for a [three-year] five-year period
after course completion:
(1) not be involved in an accident for which the insured
is chargeable;
(2) not be convicted of an offense enumerated in section
1535 (relating to schedule of convictions and points); and
(3) not be convicted or have accepted Accelerated
Rehabilitative Disposition (ARD) for driving under the
influence of alcohol or a controlled substance.
* * *
Section 2. This act shall apply to insurance policies issued
or renewed in this Commonwealth after the effective date of this
section.
Section 3. This act shall take effect in 60 days.
20250HB1497PN1754 - 2 -
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