Florida HB 943: Emergency Medical Air Transportation Services

Bill Text

CS/CS/HB 943 2026

CODING: Words stricken are deletions; words underlined are additions.
hb943-02-c2
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

A bill to be entitled 1
An act relating to the Citizens Property Insurance 2
Corporation; amending s. 627.351, F.S.; prohibiting 3
the corporation from issuing or renewing coverage for 4
commercial residential and commercial nonresidential 5
risks under certain circumstances; prohibiting the 6
corporation from imposing an equalization adjustment 7
under certain circumstances; providing applicability; 8
providing the components of the total cost of 9
insurance coverage; providing that the corporation is 10
not relieved from an obligation to impose an 11
equalization adjustment under certain circumstances; 12
providing that certain adjustments expire at a 13
specified time; defining the term "equalization 14
adjustment"; amending s. 627.3518, F.S.; deleting an 15
obsolete date; providing definitions; revising the 16
definition of the term "program"; requiring the 17
corporation to establish a personal lines 18
clearinghouse for specified purposes; requiring, on or 19
before a specified date, the corporation to amend its 20
plan of operation and implement a commercial lines 21
clearinghouse for a specified purpose; requiring, on 22
or before a specified date, the corporation to 23
implement a separate commercial lines clearinghouse 24
for specified purposes; deleting obsolete provisions; 25

CS/CS/HB 943 2026

CODING: Words stricken are deletions; words underlined are additions.
hb943-02-c2
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

revising the program's rights and responsibilities; 26
revising the rights and responsibilities the 27
corporation has in establishing the program; 28
authorizing a commercial lines clearinghouse 29
administrator to charge certain fees; authorizing the 30
corporation to share risk exposure and policy 31
information with the commercial lines clearinghouse 32
administrator; authorizing such administrator to use 33
such information for a specified purpose; authorizing 34
approved surplus lines clearinghouse insurers to 35
participate in the commercial lines clearinghouse; 36
prohibiting such insurers from participating in the 37
personal lines clearinghouse; specifying that 38
participation in the program is not mandatory for such 39
insurers; revising prohibitions and requirements for 40
insurers making offers of coverage to new applicants 41
or renewal policyholders through the program; 42
providing construction; defining the term "effective 43
commission percentage"; specifying that applicants for 44
new commercial lines residential coverage are not 45
eligible for coverage from the corporation under 46
certain circumstances; specifying the circumstances 47
under which policyholders of the corporation are not 48
eligible for new commercial lines residential coverage 49
from the corporation; requiring that the determination 50

CS/CS/HB 943 2026

CODING: Words stricken are deletions; words underlined are additions.
hb943-02-c2
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

of whether an offer of comparable coverage from an 51
authorized insurer is at or below the eligibility 52
threshold be made at a specified time; authorizing 53
applicants or insureds to elect to accept coverage 54
with authorized insurers or elect to accept or 55
continue coverage with the corporation under certain 56
circumstances; authorizing insureds to elect to accept 57
coverage with specified insurers or elect to accept or 58
continue coverage with the corporation under certain 59
circumstances; providing applicability; specifying 60
that certain applicants and policyholders remain 61
eligible for coverage from the corporation; 62
authorizing such applicants and policyholders to elect 63
to accept coverage from clearinghouse insurers or 64
elect to accept or continue coverage with the 65
corporation; authorizing certain applicants and 66
policyholders of the corporation to elect to accept 67
coverage from clearinghouse insurers or elect to 68
accept or continue coverage with the corporation; 69
requiring such applicants or policyholders to pay a 70
specified total cost of insurance for corporation 71
coverage; providing applicability; revising the rights 72
and authorizations for certain independent insurance 73
agents; deleting a prohibition relating to commercial 74
nonresidential policies; authorizing the Office of 75

CS/CS/HB 943 2026

CODING: Words stricken are deletions; words underlined are additions.
hb943-02-c2
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

Insurance Regulation to review certain operational 76
processes related to the program; specifying the 77
contents of such review; requiring the office to 78
notify the corporation and submit written 79
recommendations to the Financial Services Commission 80
under certain circumstances; authorizin