Illinois SB 3024: SCH CD-CHICAGO-TECH

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB3024

Introduced 1/28/2026, by Sen. Mike Simmons 

SYNOPSIS AS INTRODUCED:

215 ILCS 5/370c from Ch. 73, par. 982c

 Amends the Illinois Insurance Code. Requires a group or individual policy of accident and health insurance or a managed care plan that is amended, delivered, issued, or renewed on or after January 1, 2027 to cover up to 12 mental health provider visits per plan year, with no visitation restrictions, if a local or State emergency is declared due to immigration enforcement activity and the insured has experienced loss, trauma, or displacement due to such activity. Provides that the coverage shall not be subject to deductibles, copayments, or other forms of cost sharing. Effective immediately.

LRB104 18555 BAB 31998 b

A BILL FOR

SB3024LRB104 18555 BAB 31998 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Insurance Code is amended by 

5changing Section 370c as follows:

6 (215 ILCS 5/370c) (from Ch. 73, par. 982c)

7 Sec. 370c. Mental and emotional disorders. 

8 (a)(1) On and after January 1, 2022 (the effective date of 

9Public Act 102-579), every insurer that amends, delivers, 

10issues, or renews group accident and health policies providing 

11coverage for hospital or medical treatment or services for 

12illness shall provide coverage for the medically necessary 

13treatment of mental, emotional, nervous, or substance use 

14disorders or conditions consistent with the parity 

15requirements of Section 370c.1 of this Code.

16 (2) Each insured that is covered for mental, emotional, 

17nervous, or substance use disorders or conditions shall