Illinois HB 2775: INS CD-MEDICARE SUPP POLICIES

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB2775

Introduced 2/6/2025, by Rep. Martha Deuter 

SYNOPSIS AS INTRODUCED:

215 ILCS 5/363

 Amends the Illinois Insurance Code. Provides that an issuer of a Medicare supplement policy shall not deny coverage to an applicant who voluntarily switches from a Medicare Advantage plan to a Medicare plan under Parts A, B, or D, or any combination of those plans, so long as the application for a Medicare supplement policy is submitted within 30 calendar days after the first effective day of the new plan. Provides that when such an application for a Medicare supplement policy is submitted, the issuer of the Medicare supplement policy may not charge a higher cost than what is normally offered to applicants who have become newly eligible for Medicare, nor raise costs or deny coverage for a preexisting condition.

LRB104 11933 BAB 22026 b

A BILL FOR

HB2775LRB104 11933 BAB 22026 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Insurance Code is amended by 

5changing Section 363 as follows:

6 (215 ILCS 5/363)

7 (Text of Section before amendment by P.A. 103-747)

8 Sec. 363. Medicare supplement policies; minimum standards. 

9 (1) Except as otherwise specifically provided therein, 

10this Section and Section 363a of this Code shall apply to: 

11 (a) all Medicare supplement policies and subscriber 

12 contracts delivered or issued for delivery in this State 

13 on and after January 1, 1989; and 

14 (b) all certificates issued under group Medicare 

15 supplement policies or subscriber contracts, which 

16 certificates are issued or issued for delivery in this 

17 State