New York S 8225: Relates to a license to sell liquor at retail for consumption on certain premises

Bill Text

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S08225 Summary:

BILL NOS08225 

&nbsp

SAME ASNo Same As

&nbsp

SPONSORHOYLMAN-SIGAL

&nbsp

COSPNSRJACKSON

&nbsp

MLTSPNSR

&nbsp

Add 9-aa, Bank L

&nbsp

Prohibits fees for any service rendered through a banking organization relating to the use of an electronic benefit transfer card issued by the state or certain departments or agencies thereof.

Go to top S08225 Actions:

BILL NOS08225 

&nbsp

05/23/2025REFERRED TO BANKS

Go to topS08225 Committee&nbspVotes:

Go to topS08225 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS08225 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 8225

 2025-2026 Regular Sessions

 IN SENATE

 May 23, 2025
 ___________

 Introduced by Sens. HOYLMAN-SIGAL, JACKSON -- read twice and ordered
 printed, and when printed to be committed to the Committee on Banks

 AN ACT to amend the banking law, in relation to prohibiting fees for
 electronic benefit transfer services

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The banking law is amended by adding a new section 9-aa to
 2 read as follows:
 3 § 9-aa. Electronic benefit transfer services. 1. As used in this
 4 section:
 5 (a) "electronic benefit transfer services" means any service relating
 6 to the use of an electronic benefit transfer card including deposit,
 7 withdrawal, disbursement via electronic fund transfer, checks, or other
 8 mechanisms; reconciliation; reporting; or electronic cash management for
 9 benefit programs;
 10 (b) "electronic benefit transfer card" means any card or device issued
 11 in connection with the electronic benefit transfer system established in
 12 section twenty-one-a of the social services law that allows individuals
 13 to access public assistance or benefit funds including:
 14 (i) any medical assistance card, food stamp assistance card, public
 15 assistance card, or any other identification, authorization card or
 16 electronic access device issued by the state or a social services
 17 district as defined in subdivision seven of section two of the social
 18 services law which entitles a person to obtain public assistance bene-
 19 fits under a local, state or federal program administered by the state,
 20 its political subdivisions or social services districts; or
 21 (ii) any unemployment insurance program card, occupational training
 22 act program card, adoption subsidy electronic payments program card, or
 23 card issued by the New York child support program which entitles a
 24 person to receive funds under a local, state or federal program adminis-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD07254-02-5

 S. 8225 2

 1 tered by the state, its political subdivisions or social services
 2 districts;
 3 (c) "interchange fee" means any fee established, charged, or received
 4 by a payment card network and paid by an acquirer for the purpose of
 5 compensating an issuer for its involvement in an electronic fund trans-
 6 action; and
 7 (d) "payment card network" means a payment card network as defined in
 8 section five hundred twenty-nine of the general business law.
 9 2. No banking organization, out-of-state state bank that opens, occu-
 10 pies or maintains a branch in this state pursuant to article five-C of
 11 this chapter, or foreign banking corporation licensed by the superinten-
 12 dent to transact business in this state shall impose any fee for elec-
 13 tronic benefit transfer services attributable to the use of an electron-
 14 ic benefit transfer card.
 15 3. No operator or owner of an automated teller machine as defined in
 16 section seventy-five-b of this chapter shall impose any fee or surcharge
 17 for electronic benefit transfer services attributable to the use of an
 18 electronic benefit transfer card, except for interchange fees.
 19 4. (a) Nothing in this section shall apply to any national bank,
 20 federal savings bank, federal savings and loan association, federal
 21 credit union, or any entity chartered or licensed by the United States.
 22 (b) If any provision of this section or the application thereof to any
 23 person or circumstances i