Vermont H 525: An act relating to miscellaneous agricultural subjects

Bill Text

BILL AS INTRODUCED H.525
2026 Page 1 of 2

VT LEG #384976 v.2
H.525 1
Introduced by Representative Micklus of Milton 2
Referred to Committee on 3
Date: 4
Subject: Insurance; motor vehicle; glass coverage; deductible prohibited 5
Statement of purpose of bill as introduced: This bill proposes to require a 6
policy of motor vehicle insurance that provides comprehensive coverage to 7
include full glass coverage without regard to any deductible or minimum 8
amount. 9
An act relating to insurance coverage for motor vehicle glass 10
It is hereby enacted by the General Assembly of the State of Vermont: 11
Sec. 1. 8 V.S.A. § 4212 is added to read: 12
§ 4212. COVERAGE FOR MOTOR VEHICLE GLASS 13
(a) A policy of motor vehicle insurance that provides comprehensive 14
coverage, whether designated as such or included within a broader coverage, 15
shall provide complete coverage for the repair or replacement of damaged 16
motor vehicle glass when a claim is for motor vehicle glass only, and such 17
claim shall not be subject to any deductible or minimum amount. 18

BILL AS INTRODUCED H.525
2026 Page 2 of 2

VT LEG #384976 v.2
(b) As used in this section: 1
(1) “Advanced driver assistance system” means any motor vehicle 2
electronic safety system, as outlined in the most recent version of SAE 3
International’s SAE J3016 Levels of Driving Automation, that is designed to 4
support the driver and motor vehicle in a manner intended to: 5
(A) increase motor vehicle safety; and 6
(B) reduce losses associated with motor vehicle crashes. 7
(2) “Motor vehicle glass” means the glass and nonglass parts associated 8
with the replacement of the glass used in the windshield, doors, or windows of 9
a motor vehicle. 10
(3) “Repair or replacement of damaged motor vehicle glass” includes: 11
(A) inspecting, repairing, restoring, or replacing damaged motor 12
vehicle glass; and 13
(B) calibrating or recalibrating an advanced driver assistance system 14
when an incident requires the replacement of damaged motor vehicle glass. 15
Sec. 2. APPLICATION 16
Sec. 1 of this act shall apply to all policies and contracts offered, issued, or 17
renewed on or after October 1, 2026. 18
Sec. 3. EFFECTIVE DATE 19
This act shall take effect on July 1, 2026. 20