New York A 7252: Authorizes drivers to disobey a traffic-control device or signal, after exercising reasonable care, in order to yield the right of way to an authorized emergency vehicle

Bill Text

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A07252 Summary:

BILL NOA07252A

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SAME ASSAME AS S07286

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SPONSORPretlow

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COSPNSRWeprin, Kay, Berger, Wieder, Blankenbush, Lavine, Lunsford, Jensen, Hunter, Lee, Stirpe, Bronson

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MLTSPNSR

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Add §§4227 & 4227-a, Ins L

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Relates to term life insurance suitability information and the limiting of regulations or orders promulgated by the superintendent related thereto.

Go to top A07252 Actions:

BILL NOA07252A

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03/21/2025referred to insurance

03/24/2025amend (t) and recommit to insurance

03/24/2025print number 7252a

01/07/2026referred to insurance

Go to topA07252 Committee&nbspVotes:

Go to topA07252 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA07252 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 7252--A

 2025-2026 Regular Sessions

 IN ASSEMBLY

 March 21, 2025
 ___________

 Introduced by M. of A. PRETLOW -- read once and referred to the Commit-
 tee on Insurance -- committee discharged, bill amended, ordered
 reprinted as amended and recommitted to said committee

 AN ACT to amend the insurance law, in relation to term life insurance
 suitability information and the limiting of certain regulations or
 orders promulgated by the superintendent related thereto

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Legislative findings and intent. The legislature hereby
 2 finds that term life insurance products are a primary vehicle for the
 3 financial security and protection of the families of many New Yorkers.
 4 Furthermore, the legislature finds that New York is trailing behind the
 5 rest of the country in the sale of term life insurance products. There-
 6 fore, it is the intent of the legislature to help to create more oppor-
 7 tunities for the availability of term life insurance policies in New
 8 York.
 9 § 2. The insurance law is amended by adding two new sections 4227 and
 10 4227-a to read as follows:
 11 § 4227. Term life insurance suitability information. For a policy
 12 solely providing term life insurance, as defined in this chapter, with
 13 no cash value, the information that is reasonably appropriate to deter-
 14 mine the suitability of a recommendation commensurate with the material-
 15 ity of the transaction to a consumer's financial situation at the time
 16 of the recommendation and the complexity of the transaction recommended
 17 shall be limited to age and annual income.
 18 § 4227-a. Limitations on the superintendent. (a) Notwithstanding any
 19 other provision of law, the superintendent is prohibited from promulgat-
 20 ing any regulation, rule, advisory or otherwise imposing any suitability
 21 standard, or enforcing any such regulation, rule, advisory or otherwise,
 22 in conjunction with the purchase of a term life insurance policy, as
 23 that term is defined in this chapter, or in conjunction with the exer-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD10416-02-5

 A. 7252--A 2

 1 cise of any right or contractual option or amendment pursuant to the
 2 provisions of any such policy, that would include suitability informa-
 3 tion not described in section four thousand two hundred twenty-seven of
 4 this article.
 5 (b) Any provision of the superintendent's regulations or orders in
 6 effect on the effective date of this section which may be contrary to
 7 this section shall be deemed null and void. Particularly, any provision
 8 of 11 NYCRR Part 224 contrary to this section shall be null and void and
 9 the superintendent shall amend such regulation accordingly, by the
 10 consensus regulatory process.
 11 § 3. This act shall take effect immediately.

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