New York S 3654: Requires health insurers to provide coverage for speech therapy for stuttering

Bill Text

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 Speaker Carl E. Heastie

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S03654 Summary:

BILL NOS03654A

&nbsp

SAME ASSAME AS A07321-A

&nbsp

SPONSORBAILEY

&nbsp

COSPNSRFERNANDEZ, GOUNARDES

&nbsp

MLTSPNSR

&nbsp

Amd §§3216, 3221 & 4303, Ins L

&nbsp

Requires health insurers to provide coverage for speech therapy for stuttering.

Go to top S03654 Actions:

BILL NOS03654A

&nbsp

01/29/2025REFERRED TO INSURANCE

05/05/2025REPORTED AND COMMITTED TO FINANCE

05/08/2025AMEND AND RECOMMIT TO FINANCE

05/08/2025PRINT NUMBER 3654A

06/10/2025COMMITTEE DISCHARGED AND COMMITTED TO RULES

06/10/2025ORDERED TO THIRD READING CAL.1738

06/10/2025SUBSTITUTED BY A7321A

&nbspA07321 AMEND=A Weprin

&nbsp03/25/2025referred to insurance

&nbsp05/07/2025amend and recommit to insurance

&nbsp05/07/2025print number 7321a

&nbsp05/13/2025reported 

&nbsp05/15/2025advanced to third reading cal.160

&nbsp06/06/2025passed assembly

&nbsp06/06/2025delivered to senate

&nbsp06/06/2025REFERRED TO RULES

&nbsp06/10/2025SUBSTITUTED FOR S3654A

&nbsp06/10/20253RD READING CAL.1738

&nbsp06/10/2025PASSED SENATE

&nbsp06/10/2025RETURNED TO ASSEMBLY

&nbsp10/09/2025delivered to governor

&nbsp10/16/2025vetoed memo.44

&nbsp10/17/2025tabled

Go to topS03654 Committee&nbspVotes:

Go to topS03654 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS03654 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 3654--A

 2025-2026 Regular Sessions

 IN SENATE

 January 29, 2025
 ___________

 Introduced by Sen. BAILEY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance -- reported
 favorably from said committee and committed to the Committee on
 Finance -- committee discharged, bill amended, ordered reprinted as
 amended and recommitted to said committee

 AN ACT to amend the insurance law, in relation to requiring health
 insurers to provide coverage for speech therapy for stuttering

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (i) of section 3216 of the insurance law is
 2 amended by adding a new paragraph 41 to read as follows:
 3 (41)(A) Every policy which provides medical, major medical, or similar
 4 comprehensive-type coverage shall, upon the referral of a physician,
 5 provide coverage for all costs for speech therapy for stuttering. Such
 6 speech therapy shall include, but not be limited to, habilitative speech
 7 therapy treatment and rehabilitative speech therapy treatment for stut-
 8 tering, provided such treatment is performed by a health care profes-
 9 sional licensed pursuant to title eight of the education law. No insur-
 10 er shall impose upon any person receiving benefits pursuant to this
 11 paragraph any durational benefit limitation or maximum for benefits,
 12 services, or visits provided under this paragraph.
 13 (B) Nothing in this paragraph shall be construed to prevent the
 14 medical management or utilization review of the services or prevent a
 15 policy from requiring that services be provided through a network of
 16 participating providers.
 17 (C) Coverage may be denied on the basis that such treatment is being
 18 provided to the insured pursuant to an individualized family service
 19 plan under section twenty-five hundred forty-five of the public health
 20 law or an individualized education plan under article eighty-nine of the
 21 education law. The provision of services pursuant to an individualized
 22 family service plan under section twenty-five hundred forty-five of the

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD07423-04-5

 S. 3654--A 2

 1 public health law or an individualized education plan under article
 2 eighty-nine of the education law shall not affect coverage under the
 3 policy for services provided on a supplemental basis outside of an
 4 educational setting if such services are provided upon the referral of a
 5 physician.
 6 § 2. Subsection (k) of section 3221 of the insurance law is amended by
 7 adding a new paragraph 24 to read as follows:
 8 (24) (A) Every group or blanket policy delivered or issued for deliv-
 9 ery in this state which provides medical, major medical, or sim