New York A 9172: Enacts the "homeowner fraud protection and property alert act"

Bill Text

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A09172 Summary:

BILL NOA09172 

&nbsp

SAME ASSAME AS S09731

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SPONSORZinerman

&nbsp

COSPNSR

&nbsp

MLTSPNSR

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Add §316-c, RP L; add §94-e, Exec L; add §96-a, St Fin L

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Enacts the "homeowner fraud protection and property alert act"; relates to establishing a statewide electronic property recording alert system to allow property owners to receive notification when an instrument affecting their property is recorded in the official records of any county; establishes the county recording modernization fund.

Go to top A09172 Actions:

BILL NOA09172 

&nbsp

10/17/2025referred to judiciary

01/07/2026referred to judiciary

05/18/2026reported referred to codes

05/20/2026reported referred to ways and means

Go to topA09172 Committee&nbspVotes:

Committee:JUDICIARY Chair:Lavine 
DATE:05/18/2026AYE/NAY:16/3 Action: Favorable refer to committee Codes LavineAyeTannousisAye

WeprinAyeWalshNay

BraunsteinAyeBrownAye

SteckAyeMikulinExcused

SeawrightAyeSmithNay

WalkerAyeMolitorNay

McMahonAye

MitaynesAye

RajkumarAye

SimonAye

SayeghExcused

LunsfordAye

BergerAye

ShimskyAye

CarrollAye

Committee:CODES Chair:Dinowitz 
DATE:05/20/2026AYE/NAY:14/4 Action: Favorable refer to committee Ways and Means DinowitzAyeMorinelloNay

PowersAyeReillyNay

LavineAyeMikulinExcused

WeprinAyeTannousisExcused

HevesiAyeAngelinoNay

SeawrightAyeMolitorNay

RosenthalAye

WalkerAye

VanelAye

CruzAye

BoresExcused

ReyesAbsent

CunninghamAye

RomeroAye

AlvarezAye

TaylorAye

Go to topA09172 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA09172 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9172

 2025-2026 Regular Sessions

 IN ASSEMBLY

 October 17, 2025
 ___________

 Introduced by M. of A. ZINERMAN -- read once and referred to the Commit-
 tee on Judiciary

 AN ACT to amend the real property law and the executive law, in relation
 to establishing a statewide property recording alert system to prevent
 deed theft and real estate fraud; and to amend the state finance law,
 in relation to establishing the county recording modernization fund

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "homeowner fraud protection and property alert act".
 3 § 2. Legislative findings and intent. The legislature finds that deed
 4 theft and fraudulent property transfers pose a grave threat to the
 5 stability of New York families and communities. Predatory actors target
 6 seniors, immigrants, and homeowners of color, stripping them of genera-
 7 tional wealth and destabilizing neighborhoods.
 8 While New York City's Automated City Register Information System
 9 (ACRIS) has provided a model for protecting homeowners through property
 10 alerts, most of New York's 62 counties lack such protections. This
 11 uneven access to fraud prevention tools leaves millions of New Yorkers
 12 vulnerable.
 13 The legislature therefore declares that it is the policy of the state
 14 of New York to establish a uniform, statewide property recording alert
 15 system, ensuring that every homeowner-from Brooklyn to Buffalo-has
 16 access to timely notice when legal instruments are recorded against
 17 their property.
 18 This act, the "homeowner fraud protection and property alert act",
 19 will:
 20 1. Provide real-time alerts to homeowners whenever a deed, mortgage,
 21 lien, or satisfaction is recorded.
 22 2. Modernize county recording offices across New York, bringing them
 23 into the 21st century with digital, accessible, and secure systems.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD13722-01-5

 A. 9172 2

 1 3. Establish New York as a national leader in technology-driven
 2 consumer protection and homeowner justice.
 3 § 3. The real property law is amended by adding a new section 316-c to
 4 read as follows:
 5 § 316-c. Statewide property recording alert system. 1. Creation of
 6 system. The department of state, in consultation with the office of
 7 information technology services and county recording officers, shall
 8 establish and maintain a statewide electronic property recording alert