New York A 3690: Authorizes the investigation of insurance fraud and fines related to the commission of such crime and combatting motor vehicle theft

Bill Text

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A03690 Summary:

BILL NOA03690 

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SAME ASSAME AS S06275

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SPONSORWeprin

&nbsp

COSPNSRFall

&nbsp

MLTSPNSR

&nbsp

Amd §§401, 405 & 2133, Ins L; amd §§165.06, 170.10, 170.15, 176.05 & 176.15, add §175.50, Pen L; add §201-a,
amd §§401 & 502, V & T L

&nbsp

Authorizes the investigation of fraudulent activities with regard to individuals operating motor vehicles without insurance; increases the civil penalty for forging insurance documents; creates the crime of offering a false application for motor vehicle insurance or registration.

Go to top A03690 Actions:

BILL NOA03690 

&nbsp

01/30/2025referred to insurance

01/07/2026referred to insurance

Go to topA03690 Committee&nbspVotes:

Go to topA03690 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA03690 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 3690

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 30, 2025
 ___________

 Introduced by M. of A. WEPRIN, FALL -- read once and referred to the
 Committee on Insurance

 AN ACT to amend the insurance law, the penal law, and the vehicle and
 traffic law, in relation to authorizing the investigation of insurance
 fraud and fines related to the commission of such crime and combatting
 the theft of motor vehicles

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 401 of the insurance law is amended by adding a new
 2 subsection (d) to read as follows:
 3 (d) The superintendent shall have authority pursuant to this chapter
 4 to investigate fraudulent activities with regard to individuals that
 5 operate motor vehicles with no insurance coverage, and motor vehicle
 6 insureds who misrepresent the principal place where insured motor vehi-
 7 cles are garaged and operated. Operating motor vehicles without proper
 8 insurance in violation of article six of the vehicle and traffic law is
 9 a significant danger to the public because drivers are unable to compen-
 10 sate individuals for personal injuries, death and property damage they
 11 inflict upon others. Furthermore, motor vehicle insureds who misrepre-
 12 sent the principal place where such vehicles are garaged and operated
 13 improperly shift their high liability exposure costs to other motor
 14 vehicle insureds that do not face such high liability risk and insurance
 15 premium costs.
 16 § 2. Subsection (a) of section 405 of the insurance law, as amended by
 17 section 7 of part A of chapter 62 of the laws of 2011, is amended to
 18 read as follows:
 19 (a) Any person licensed or registered pursuant to the provisions of
 20 this chapter, and any person engaged in the business of insurance or
 21 life settlement in this state who is exempted from compliance with the
 22 licensing requirements of this chapter, including the state insurance
 23 fund of this state, who has reason to believe that an insurance trans-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD07819-01-5

 A. 3690 2

 1 action or life settlement act may be fraudulent, or has knowledge that a
 2 fraudulent insurance transaction or fraudulent life settlement act is
 3 about to take place, or has taken place shall, within thirty days after
 4 determination by such person that the transaction appears to be fraudu-
 5 lent, send to the superintendent on a form prescribed by the superinten-
 6 dent, the information requested by the form and such additional informa-
 7 tion relative to the factual circumstances of the transaction and the
 8 parties involved as the superintendent may require. The superintendent
 9 shall accept reports of suspected fraudulent insurance transactions or
 10 fraudulent life settlement acts from any self insurer, including but not
 11 limited to self insurers providing health insurance coverage, those
 12 providing motor vehicle liability insurance or those defined in section
 13 fifty of the workers' compensation law, and shall treat such reports as
 14 any other received pursuant to this section.
 15 § 3. Section 2133 of the insurance law, as amended by chapter 77 of
 16 the laws of 1994, is amended to read as follows:
 17 § 2133. [Forged]