Florida HB 1463: Financial Fraud

Bill Text

HB 1463 2026

CODING: Words stricken are deletions; words underlined are additions.
hb1463-00
Page 1 of 5
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

A bill to be entitled 1
An act relating to financial fraud; creating s. 2
817.586, F.S.; creating the Financial Crimes 3
Intelligence Center within the Department of Legal 4
Affairs; defining the terms "center" and "department"; 5
specifying the purposes of the center; authorizing 6
certain agreements; requiring an agreement relating to 7
the appointment of a director of the center; 8
specifying the qualifications of the director; 9
providing that certain information is the intellectual 10
property of the department; specifying the powers and 11
duties of the center; authorizing the center to take 12
certain actions; requiring an annual report by a 13
certain date; requiring that such report contain 14
certain information; requiring the department to adopt 15
rules; providing an effective date. 16
17
Be It Enacted by the Legislature of the State of Florida: 18
19
Section 1. Section 817.586, Florida Statutes, is created 20
to read: 21
817.586 Financial Crimes Intelligence Center.— 22
(1) CREATION.—There is created the Financial Crimes 23
Intelligence Center within the Department of Legal Affairs. 24
(2) DEFINITIONS.—As used in this section, the term: 25

HB 1463 2026

CODING: Words stricken are deletions; words underlined are additions.
hb1463-00
Page 2 of 5
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

(a) "Center" means the Financial Crimes Intelligence 26
Center. 27
(b) "Department" means the Department of Legal Affairs. 28
(3) PURPOSE AND ADMINISTRATION.—The center is created for 29
the following purposes: 30
(a) To serve as this state's primary entity for the 31
planning, coordination, and integration of law enforcement 32
agencies and other governmental agencies that respond to the 33
following criminal activity: 34
1. Violations of parts I and II of chapter 817, relating 35
to false pretenses, frauds, and credit card crimes. 36
2. Violations of chapter 831, relating to forgery and 37
counterfeiting. 38
3. Violations of chapter 832, relating to checks and 39
drafts. 40
(b) To maximize the ability of the department, law 41
enforcement agencies, and other governmental agencies to detect, 42
prevent, and respond to criminal activities related to financial 43
fraud. 44
(4) OPERATION AGREEMENTS AUTHORIZED; DIRECTOR.— 45
(a) The department: 46
1. May enter into agreements with law enforcement agencies 47
or other governmental agencies for the operation of the center. 48
2. Shall enter into an agreement with a law enforcement 49
agency or other governmental agency for the appointment of a 50

HB 1463 2026

CODING: Words stricken are deletions; words underlined are additions.
hb1463-00
Page 3 of 5
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

director to supervise and manage the operation of the center. 51
(b) The director shall be a licensed attorney or law 52
enforcement officer. 53
(c) Information that a law enforcement agency or other 54
governmental agency collects and maintains under an agreement 55
entered into with the department under this subsection is the 56
intellectual property of the center. On termination of any 57
agreement, the contracting agency shall transfer such 58
information to the department in accordance with the terms of 59
the agreement. 60
(5) POWERS AND DUTIES.— 61
(a) The center shall assist law enforcement agencies, 62
other governmental agencies, financial institutions, credit card 63
issuers, debit card issuers, payment card networks, institutions 64
of higher education, and merchants in their efforts to develop 65
and implement strategies to prevent financial crimes. 66
(b) The center may do all of the following: 67
1. Collaborate with federal, state, and local governmental 68
agencies to accomplish the purposes of the center. 69
2. Serve as a centralized collection point for information 70
related to payment card fraud. 71
3. Provide training and educational opportunities to law 72
enforcement officers and agencies. 73
4. Provide outreach to the public. 74
5. Release information to affected financial institutions, 75

HB 1463 2026

CODING: Words stricken are deletions; words underlined are additions.
hb1463-00
Page 4 of 5
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

credit card issuers, debit card issuers, payment card networks, 76
institutions of higher education, and merchants if the center 77
does not consider the information to be sensitive to law 78
enforcement. Information is considered sensitive to law 79
enforcement if the information could cause harm to law 80
enforcement activities or jeopardize an investigation or 81
operation if disclosed. 82
(6) ANNUAL REPORT.—Beginning December 1, 2027, the 83
director shall submit an annual report to the department, which 84
shall include all of the following: 85
(a) A plan of operation for the center and an estimate of 86
the