Illinois SB 2699: INS-RENEWAL PREMIUM INCREASE

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB2699

Introduced 10/14/2025, by Sen. Michael E. Hastings and Meg Loughran Cappel 

SYNOPSIS AS INTRODUCED:

215 ILCS 5/143.17 from Ch. 73, par. 755.17

 Amends the Illinois Insurance Code. Provides that no company shall impose renewal premium increases of more than 10% for policies of fire and extended coverage insurance to which specified provisions apply. In a provision prohibiting a company from making changes in deductibles or coverage for any policy forms applicable to certain lines of business unless the company provides a specified notice, adds delivery by electronic means as a method for providing that notice. Provides that no company may impose renewal premium increases of more than 10% for policies of automobile insurance to which specified provisions apply unless the company mails to the named insured written notice or delivers notice by electronic means of the change in premium or change in deductible or coverage at least 30 days prior to the renewal. Effective January 1, 2028.

LRB104 15493 BAB 28655 b

A BILL FOR

SB2699LRB104 15493 BAB 28655 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Insurance Code is amended by 

5changing Section 143.17 as follows:

6 (215 ILCS 5/143.17) (from Ch. 73, par. 755.17)

7 Sec. 143.17. Notice of intention not to renew. 

8 a. No company shall fail to renew any policy of insurance, 

9as defined in subsections (a), (b), (c), and (h) of Section 

10143.13, to which Section 143.11 applies, unless it shall send 

11by mail to the named insured at least 30 days advance notice of 

12its intention not to renew. The company