Florida SB 7044: Public Records/Custodians of Gold Coin and Silver Coin

Bill Text

7044 
Public Records/Custodians of Gold Coin and Silver Coin 
2026-02-12T04:24:12Z 
Expanding a public records exemption for certain information obtained by the Office of Financial Regulation concerning or during the course of an investigation or examination conducted by the office, including customer and consumer complaints, to incorporate the inclusion of money transmitters acting as custodians of gold coin and silver coin as authorized by chapter 2025-100, Laws of Florida; expanding a public records exemption for deferred presentment transactions to incorporate the inclusion of money transmitters acting as custodians of gold coin and silver coin as authorized by chapter 2025-100, Laws of Florida; providing for future legislative review and repeal of the exemption; providing a statement of public necessity, etc. 
Original Filed Version 
2026 
S 
GB 
General Bill 
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 Florida Senate - 2026 SB 7044 

 By the Committee on Banking and Insurance 

 597-02755-26 20267044__ 
 1 A bill to be entitled 
 2 An act relating to public records; reenacting and 
 3 amending s. 560.129, F.S.; expanding a public records 
 4 exemption for certain information obtained by the 
 5 Office of Financial Regulation concerning or during 
 6 the course of an investigation or examination 
 7 conducted by the office, including customer and 
 8 consumer complaints, to incorporate the inclusion of 
 9 money transmitters acting as custodians of gold coin 
 10 and silver coin as authorized by chapter 2025-100, 
 11 Laws of Florida; providing for future legislative 
 12 review and repeal of the exemption; reenacting and 
 13 amending s. 560.312, F.S.; expanding a public records 
 14 exemption for payment instrument transactions to 
 15 incorporate the inclusion of money transmitters acting 
 16 as custodians of gold coin and silver coin as 
 17 authorized by chapter 2025-100, Laws of Florida; 
 18 providing for future legislative review and repeal of 
 19 the exemption; amending s. 560.4041, F.S.; expanding a 
 20 public records exemption for deferred presentment 
 21 transactions to incorporate the inclusion of money 
 22 transmitters acting as custodians of gold coin and 
 23 silver coin as authorized by chapter 2025-100, Laws of 
 24 Florida; providing for future legislative review and 
 25 repeal of the exemption; providing a statement of 
 26 public necessity; reenacting and amending s. 655.057, 
 27 F.S.; expanding a public records exemption for certain 
 28 information obtained by the office concerning an 
 29 investigation or examination conducted by the office, 
 30 including reports or papers of examinations, 
 31 operations, or condition and trade secrets, to 
 32 incorporate the inclusion of financial institutions 
 33 acting as custodians of gold coin and silver coin as 
 34 authorized by chapter 2025-100, Laws of Florida; 
 35 providing for future legislative review and repeal of 
 36 the exemption; providing a statement of public 
 37 necessity; reenacting and amending s. 655.50, F.S.; 
 38 expanding a public records exemption for reports and 
 39 records filed with the office to incorporate the 
 40 inclusion of financial institutions acting as 
 41 custodians of gold coin and silver coin as authorized 
 42 by chapter 2025-100, Laws of Florida; providing a 
 43 statement of public necessity; providing a contingent 
 44 effective date. 
 45 
 46 Be It Enacted by the Legislature of the State of Florida: 
 47 
 48 Section 1. Subsection (8) is added to section 560.129, 
 49 Florida Statutes, and subsections (1), (2), and (4) of that 
 50 section are reenacted, to read: 
 51 560.129 Confidentiality.— 
 52 (1) Except as otherwise provided in this section, all 
 53 information concerning an investigation or examination conducted 
 54 by the office pursuant to this chapter, including any customer 
 55 complaint received by the office or the Department of Financial 
 56 Services, is confidential and exempt from s. 119.07(1) and s. 
 57 24(a), Art. I of the State Constitution until the investigation 
 58 or examination ceases to be active. For purposes of this 
 59 section, an investigation or examination is considered “active” 
 60 so long as the office or any other administrative, regulatory, 
 61 or law enforcement agency of any jurisdiction is proceeding with 
 62 reasonable dispatch and has a reasonable good faith belief that 
 63 action may be initiated by the office or other administrative, 
 64 regulatory, or law enforcement agency. 
 65 (2) All information obtained by the office in the course of 
 66 its investigation or examination which is a trade secret, as 
 67 defined in s. 688.002, or which is personal financial 
 68 information shall remain confidential and exempt from s. 
 69 119.07(1) and s. 24(a), Art. I of the State Constitution. If any 
 70 administrative, civil, or criminal proceeding against a money 
 71 services business, its authorized vendor, or an affiliated party 
 72 is initiated and the office seeks to