New York S 2248: Relates to requiring consumer reporting agencies contact consumers when requests are made for their consumer reports

Bill Text

Bill Search and Legislative Information | New York State Assembly 

• 

• 

• 

• 

• 

• 

• 

• 

 Skip to main content 

 New York State Assembly

 Speaker Carl E. Heastie

 --> 
 --> 

 --> 

• 
 Assembly Members 

• 
 Legislative Info 

• 
 Public Hearings 

• 
 Speaker's Press 

• 
 Assembly Reports 

• 
 Committees & More 

• Bill Search Home
• Laws
• Legislative Calendar
• Public Hearing Schedule
• Assembly Calendars
• Assembly Committee Agenda 

 Javascript must be enabled to properly view this page. 

 Bill No.: 

• Summary 
• Actions 
• Committee&nbspVotes 
• Floor&nbspVotes 
• Memo 
• Text 
• LFIN 
• Chamber&nbspVideo/Transcript 
S02248 Summary:

BILL NOS02248 

&nbsp

SAME ASSAME AS A10651

&nbsp

SPONSORCOMRIE

&nbsp

COSPNSRJACKSON, PARKER

&nbsp

MLTSPNSR

&nbsp

Amd §380-d, Gen Bus L

&nbsp

Requires that consumer reporting agencies contact consumers when a request is made for their consumer reports; requires consumer reporting agencies to provide the consumer with information pertaining to the entity that requested the consumer report.

Go to top S02248 Actions:

BILL NOS02248 

&nbsp

01/16/2025REFERRED TO CONSUMER PROTECTION

01/07/2026REFERRED TO CONSUMER PROTECTION

Go to topS02248 Committee&nbspVotes:

Go to topS02248 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS02248 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 2248

 2025-2026 Regular Sessions

 IN SENATE

 January 16, 2025
 ___________

 Introduced by Sens. COMRIE, PARKER -- read twice and ordered printed,
 and when printed to be committed to the Committee on Consumer
 Protection

 AN ACT to amend the general business law, in relation to requiring
 consumer reporting agencies to contact consumers when requests are
 made for their consumer reports

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 380-d of the general business law is amended by
 2 adding a new subdivision (a-1) to read as follows:
 3 (a-1) Every consumer reporting agency shall, upon the occurrence of a
 4 consumer report requested on any consumer, notify such consumer of the
 5 request by mail or electronic mail to the extent practicable. Once
 6 notified, the consumer may contact the consumer reporting agency who
 7 shall provide, upon the request of such consumer, the name of the person
 8 or entity that requested the report, the nature of the request, the date
 9 of the request, and the amount of any potential loan relating to such
 10 request, to the greatest extent practicable. Such consumer shall provide
 11 the consumer reporting agency sufficient proof of identification pursu-
 12 ant to subdivision (t) of section three hundred eighty-a of this article
 13 before the consumer may receive any information in accordance with this
 14 subdivision.
 15 § 2. This act shall take effect on the ninetieth day after it shall
 16 have become a law.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD04954-01-5

Go to top 

• 

 Sitemap 

 Request Information 

 Directions and Maps