New York S 5486: Relates to taking big and small game by crossbow in Wyoming county

Bill Text

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S05486 Summary:

BILL NOS05486 

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SAME ASSAME AS A10364

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SPONSORCOMRIE

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COSPNSR

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MLTSPNSR

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Amd §2313, add §2304-a, Ins L

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Requires certain disclosures by automobile insurers relating to the use of telematics systems in determining insurance rates and/or discounts.

Go to top S05486 Actions:

BILL NOS05486 

&nbsp

02/21/2025REFERRED TO INSURANCE

01/07/2026REFERRED TO INSURANCE

Go to topS05486 Committee&nbspVotes:

Go to topS05486 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS05486 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5486

 2025-2026 Regular Sessions

 IN SENATE

 February 21, 2025
 ___________

 Introduced by Sen. COMRIE -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to the use of telematics
 systems by insurers

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (a) of section 2313 of the insurance law is
 2 amended and a new subsection (u) is added to read as follows:
 3 (a) In this article, "rate service organization" means a person or any
 4 other entity which makes or files rates as permitted by this article, or
 5 which assists insurers in rate making or filing by collecting, compiling
 6 and furnishing loss or expense statistics, or by recommending rates or
 7 rate information, or which inspects risks, tests appliances, formulates
 8 rules or establishes standards, as such activities relate to rate making
 9 or to administration of rates. It shall also include any third-party
 10 developers or vendors of telematics systems as such term is defined in
 11 this section. It shall include a person or entity which prepares and
 12 files policy forms and endorsements on behalf of insurers. It shall not
 13 include a joint underwriting association under section two thousand
 14 three hundred seventeen of this article, or any employee of an insurer,
 15 or in the case of insurers under common control or management an employ-
 16 ee of any such insurer or their manager, nor shall it include actuaries,
 17 certified public accountants, attorneys or other professionals who in
 18 their respective vocations may advise insurers on rate questions.
 19 (u) For the purposes of this article a telematics system shall mean
 20 technology which monitors, stores and transmits information such as
 21 motor vehicle location, driver behavior, engine performance and motor
 22 vehicle activity. Third-party developers or vendors of telematics
 23 systems shall file their model or algorithm with the superintendent.
 24 § 2. The insurance law is amended by adding a new section 2304-a to
 25 read as follows:

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD09735-01-5

 S. 5486 2

 1 § 2304-a. Telematics systems. (a) Any insurer which offers or utilizes
 2 telematics systems, as defined in section two thousand three hundred
 3 thirteen of this article, and any third-party developer and vendor of
 4 telematics systems, shall:
 5 (1) provide to the superintendent an explanation of how the factors
 6 used in the model or algorithm are connected to risk and demonstrate
 7 that each factor used is related to risk of loss and incorporated in a
 8 manner that directly reflects that relationship;
 9 (2) publicly disclose scoring methodologies;
 10 (3) report to the superintendent on what testing was done to ensure
 11 that the telematics system does not result in discrimination against any
 12 protected classes or to reduce disparate impact on such classes result-
 13 ing from use of the telematics system; and
 14 (4) allow consumers to request access to the data collected by a tele-
 15 matics system in a manner and form prescribed by the superintendent and
 16 provide the data in a readable format.
 17 (b) No insurer or third-party developer or vendor of telematics
 18 systems shall use any data collected for any purpose other than under-
 19 writing and rating decisions.
 20 (c) No insurer or third-party developer or vendor of telematics
 21 systems shall:
 22 (1) unfairly discriminate based on race,