New York A 10677: Relates to requiring plaintiffs to furnish proof that notice of possible foreclosure was delivered to the defendant

Bill Text

Bill Search and Legislative Information | New York State Assembly 

• 

• 

• 

• 

• 

• 

• 

• 

 Skip to main content 

 New York State Assembly

 Speaker Carl E. Heastie

 --> 
 --> 

 --> 

• 
 Assembly Members 

• 
 Legislative Info 

• 
 Public Hearings 

• 
 Speaker's Press 

• 
 Assembly Reports 

• 
 Committees & More 

• Bill Search Home
• Laws
• Legislative Calendar
• Public Hearing Schedule
• Assembly Calendars
• Assembly Committee Agenda 

 Javascript must be enabled to properly view this page. 

 Bill No.: 

• Summary 
• Actions 
• Committee&nbspVotes 
• Floor&nbspVotes 
• Memo 
• Text 
• LFIN 
• Chamber&nbspVideo/Transcript 
A10677 Summary:

BILL NOA10677 

&nbsp

SAME ASSAME AS S03077

&nbsp

SPONSORHyndman

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §1304, RPAP L

&nbsp

Requires plaintiffs to furnish official proof of delivery demonstrating that notice of possible foreclosure was delivered to the defendant.

Go to top A10677 Actions:

BILL NOA10677 

&nbsp

03/20/2026referred to judiciary

Go to topA10677 Committee&nbspVotes:

Go to topA10677 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA10677 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10677

 IN ASSEMBLY

 March 20, 2026
 ___________

 Introduced by M. of A. HYNDMAN -- read once and referred to the Commit-
 tee on Judiciary

 AN ACT to amend the real property actions and proceedings law, in
 relation to requiring plaintiffs to furnish proof that notice of
 possible foreclosure was delivered to the defendant

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subdivision 2 of section 1304 of the real property actions
 2 and proceedings law, as amended by section 4 of part HH of chapter 58 of
 3 the laws of 2018, is amended to read as follows:
 4 2. The notices required by this section shall be sent by such lender,
 5 assignee (including purchasing investor) or mortgage loan servicer to
 6 the borrower, by registered or certified mail and also by first-class
 7 mail with a request for official proof of delivery, to the last known
 8 address of the borrower, and to the residence that is the subject of the
 9 mortgage. The notices required by this section shall be sent by the
 10 lender, assignee or mortgage loan servicer in a separate envelope from
 11 any other mailing or notice. Notice is considered given as of the date
 12 it is mailed, provided that the lender, assignee or mortgage loan servi-
 13 cer is able to furnish official proof of delivery of such notice, or if
 14 acceptance was refused by the borrower, the original envelope with a
 15 notation by the postal authorities that acceptance was refused. It shall
 16 be an affirmative defense in a foreclosure proceeding that the plaintiff
 17 is unable to furnish official proof of delivery or the original envelope
 18 with a notation by the postal authorities that acceptance was refused,
 19 as required by this subdivision. The notices required by this section
 20 shall contain a current list of at least five housing counseling agen-
 21 cies serving the county where the property is located from the most
 22 recent listing available from department of financial services. The list
 23 shall include the counseling agencies' last known addresses and tele-
 24 phone numbers. The department of financial services shall make available
 25 on its websites a listing, by county, of such agencies. The lender,
 26 assignee or mortgage loan servicer shall use such lists to meet the
 27 requirements of this section.
 28 § 2. This act shall take effect on the thirtieth day after it shall
 29 have become a law.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD05155-01-5

Go to top 

• 

 Sitemap 

 Request Information 

 Directions and Maps