New York A 5415: Enacts the "home repair act"

Status: REFERRED TO HOUSING (as of 2026-01-07)

State: New York · Session: 2025-2026 · Bill: A 5415

Sponsors: Yudelka Tapia

Bill Text

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A05415 Summary:

BILL NOA05415 

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SAME ASNo Same As

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SPONSORTapia

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COSPNSR

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MLTSPNSR

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Add §14-a, Pub Hous L; add §99-ss, St Fin L

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Enacts the "home repair act" establishing a home repair program and home repair fund to assist in home repairs by homeowners and landlords to improve home conditions.

Go to top A05415 Actions:

BILL NOA05415 

&nbsp

02/13/2025referred to housing

01/07/2026referred to housing

Go to topA05415 Committee&nbspVotes:

Go to topA05415 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA05415 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5415

 2025-2026 Regular Sessions

 IN ASSEMBLY

 February 13, 2025
 ___________

 Introduced by M. of A. TAPIA -- read once and referred to the Committee
 on Housing

 AN ACT to amend the public housing law and the state finance law, in
 relation to enacting the "home repair act"

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "home repair act".
 3 § 2. The public housing law is amended by adding a new section 14-a to
 4 read as follows:
 5 § 14-a. Home repair program. 1. For the purposes of this section, the
 6 following terms shall have the following meanings:
 7 (a) "Affordable units" means units where rents are affordable to
 8 tenants at or below sixty percent of area median income, adjusted for
 9 household size, as defined annually by the division.
 10 (b) "Division" means the division of housing and community renewal.
 11 (c) "Program" means the program established pursuant to subdivision
 12 two of this section.
 13 (d) "Rural areas" means areas of the state defined as non-entitlement
 14 areas by the United States department of housing and urban development.
 15 (e) "Serious violation" means a violation of a state law, rule or
 16 regulation that poses an imminent threat to the health and safety of a
 17 dwelling occupant, occupants in surrounding structures or passersby.
 18 (f) "Small landlord" means a person who is a landlord, who has an
 19 ownership stake in no more than five properties and no more than fifteen
 20 rental units and rents such properties or units for use as a primary
 21 residence for a fee, regardless of the length or form of the lease.
 22 2. The division shall establish and administer a home repair program
 23 to provide funding for the following purposes:

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD08206-01-5

 A. 5415 2

 1 (a) to ensure owner-occupied and rental units are fit for human habi-
 2 tation, free from defective conditions or health and safety hazards,
 3 including asbestos, mold, pests, or lead;
 4 (b) to improve energy or water efficiency and ensure owner-occupied
 5 and rental units are free of conditions preventing the installation of
 6 measures to improve energy or water efficiency and lower utility costs;
 7 and
 8 (c) to make units accessible for individuals with disabilities.
 9 3. The program shall provide grants not to exceed fifty thousand
 10 dollars per unit to homeowners whose household income does not exceed
 11 eighty percent of the area median income. Homeowners in rural areas,
 12 persons with disabilities, and families with children five years old and
 13 younger, shall receive priority for such grants.
 14 4. The program shall provide loans not to exceed fifty thousand
 15 dollars per unit to small landlords renting affordable units that are
 16 recorded against a residential property in a mortgage security. Land-
 17 lords in rural areas shall receive priority for such loans. Loans made
 18 under the program shall be repaid under terms to be determined by the
 19 division, except that loans made to small landlords who have maintained
 20 compliance with each of the following shall be forgiven:
 21 (a) the small landlord offered to extend by three years the lease of
 22 the tenant occupying the unit when the funds were accepted;
 23 (b) annual increases in monthly rent have not exceeded three percent
 24 of the base rent or the unit has been occupied by a tenant participating
 25 in the federal housin

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