Illinois SB 3266: PUBLIC AID-EMV CHIP CARDS

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB3266

Introduced 2/3/2026, by Sen. Mattie Hunter 

SYNOPSIS AS INTRODUCED:

305 ILCS 5/11-3.1 from Ch. 23, par. 11-3.1

 Amends the Illinois Public Aid Code. Provides that, to the extent permitted under federal law and regulations, the Department of Human Services shall, as soon as practical after the effective date of the amendatory Act but not later than March 1, 2027, implement an electronic benefits transfer system that uses industry-standard commercial electronic funds transfer technology, including, at a minimum, the use of cards with EMV chips.

LRB104 18410 RPS 31852 b

A BILL FOR

SB3266LRB104 18410 RPS 31852 b

1 AN ACT concerning public aid.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Illinois Public Aid Code is amended by 

5changing Section 11-3.1 as follows:

6 (305 ILCS 5/11-3.1) (from Ch. 23, par. 11-3.1)

7 Sec. 11-3.1. Any recipient of financial aid which is 

8payable to the recipient at regular intervals may elect to 

9have the aid deposited, and the Illinois Department of Human 

10Services is authorized to deposit the aid, directly in the 

11recipient's savings account or checking account or in any 

12electronic benefits transfer account or accounts in a 

13financial institution approved by the Illinois Department of 

14Human Services and in accordance with the rules and 

15regulations of the Department of Human Services. The Illinois 

16Department of Human Services and any electronic benefits 

17transfer financial institutions or contractor shall encourage 

18financial institutions to provide checking account and savings 

19account services to recipients of public aid.

20