New York A 9270: Extends dependent child coverage for certain individuals to age twenty-nine

Status: REFERRED TO INSURANCE (as of 2026-01-07)

State: New York · Session: 2025-2026 · Bill: A 9270

Sponsors: Pamela J. Hunter

Bill Text

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A09270 Summary:

BILL NOA09270 

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SAME ASNo Same As

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SPONSORHunter

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COSPNSR

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MLTSPNSR

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Amd §§3216, 4235, 4304 & 4305, Ins L

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Extends dependent child coverage for certain individuals to age twenty-nine.

Go to top A09270 Actions:

BILL NOA09270 

&nbsp

11/21/2025referred to insurance

01/07/2026referred to insurance

Go to topA09270 Committee&nbspVotes:

Go to topA09270 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA09270 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9270

 2025-2026 Regular Sessions

 IN ASSEMBLY

 November 21, 2025
 ___________

 Introduced by M. of A. HUNTER -- read once and referred to the Committee
 on Insurance

 AN ACT to amend the insurance law, in relation to extending dependent
 child coverage for certain individuals to age twenty-nine

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Item (iii) of subparagraph (A) of paragraph 4 of subsection
 2 (a) of section 3216 of the insurance law, as amended by chapter 219 of
 3 the laws of 2011, is amended and a new subparagraph (iv) is added to
 4 read as follows:
 5 (iii) Any married or unmarried child shall be considered a dependent
 6 child until attaining age twenty-six without regard to financial depend-
 7 ence, residency with the policyholder, student status, or employment,
 8 for a policy of hospital, medical, surgical, or prescription drug
 9 expense insurance[.]; or
 10 (iv) Any unmarried child who is not eligible for employer-sponsored
 11 health care, not enrolled in Medicare, and who lives, works or resides
 12 in New York state or the service area of the insurer shall be considered
 13 a dependent child until attaining age twenty-nine without regard to
 14 financial dependence, residency with the policyholder, student status,
 15 or employment, for a policy of hospital, medical, surgical, or
 16 prescription drug expense insurance.
 17 § 2. Clause (i) of subparagraph (A) of paragraph 1 of subsection (f)
 18 of section 4235 of the insurance law, as amended by chapter 219 of the
 19 laws of 2011, is amended and a new clause (i-a) is added to read as
 20 follows:
 21 (i) a policy of hospital, medical, surgical, or prescription drug
 22 expense insurance that provides coverage for children shall provide such
 23 coverage to a married or unmarried child until attainment of age twen-
 24 ty-six, without regard to financial dependence, residency with the
 25 employee or member, student status, or employment, except a policy that

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD14021-01-5

 A. 9270 2

 1 is a grandfathered health plan may, for plan years beginning before
 2 January first, two thousand fourteen, exclude coverage of an adult child
 3 under age twenty-six who is eligible to enroll in an employer-sponsored
 4 health plan other than a group health plan of a parent. For purposes of
 5 this [item] clause, "grandfathered health plan" means coverage provided
 6 by an insurer in which an individual was enrolled on March twenty-third,
 7 two thousand ten for as long as the coverage maintains grandfathered
 8 status in accordance with section 1251(e) of the Affordable Care Act, 42
 9 U.S.C. § 18011(e); [and]
 10 (i-a) a policy of hospital, medical, surgical, or prescription drug
 11 expense insurance that provides coverage for children shall provide such
 12 coverage to an unmarried child who is not eligible for employer-spon-
 13 sored health care, not enrolled in Medicare, and who lives, works or
 14 resides in New York state or the service area of the insurer until
 15 attainment of age twenty-nine without regard to financial dependence,
 16 residency with the employee or member, student status, or employment;
 17 and
 18 § 3. Item (i) of subparagraph (A) of paragraph 1 of subsection (d) of
 19 section 4304 of the insurance law, as amended by chapter 219 of the laws
 20 of 2011, is amended to read as follows:
 21 (i) A "family contract" may provide coverage to any child or children
 22 not over nineteen years of age, provided that an unmarried student at an
 23 accredited institution of learning may be consid

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