Connecticut HB 5127: AN ACT CONCERNING CREDIT CARDS AND HEALTH AND VETERINARY CARE SERVICES.
Status: SIGNED BY GOVERNOR (as of 2026-05-07)
State: Connecticut · Session: 2026 · Bill: HB 5127
Subjects: Advertising, Attorney General, Consumer Protection Department, Consumer protection, Credit cards, Disclosure, Finance charges, Health care providers, Internet, Medical care, Secured transactions, Unfair or deceptive trade practices, Veterinarians, Violations
Sponsors: Gary A. Turco, Iris N Sanchez, Nicholas Menapace, Kenneth Gucker, Kaitlyn Shake, Michael D. Quinn, Amy Morrin Bello, William Heffernan, David Defronzo, Jillian Gilchrest, Andre F. Baker, Frank Smith, Josh Elliott, Kate Farrar, Laurie Sweet, Lucy Dathan, Matthew L. Lesser, Martha Marx, Roland J. Lemar, Nick Gauthier, Rebecca Martinez, Mary Fortier, David Rutigliano, Kara Rochelle, John-michael Parker
Bill Text
Substitute House Bill No. 5127 Public Act No. 26-6 AN ACT CONCERNING CREDIT CARDS AND HEALTH AND VETERINARY CARE SERVICES. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. (NEW) (Effective January 1, 2027) (a) As used in this section: (1) "Ancillary product" (A) means any product, other than a health care service or veterinary service, that is sold by a health care provider or veterinary care provider to a consumer who purchases a health care service or veterinary service from such provider, and (B) does not include any food product intended for animal consumption; (2) "Consumer" means any individual who is physically present in this state; (3) "Health care provider" (A) means any person, including, but not limited to, any facility or institution, licensed or certified by this state to provide health care services to patients, and (B) in the case of an entity, includes, but is not limited to, any employee, agent or independent contractor of such entity acting in the course and scope of such employee's, agent's or independent contractor's employment, agency or authority; (4) "Health care service" means any service or product, including, but Substitute House Bill No. 5127 Public Act No. 26-6 2 of 7 not limited to, any hospital, medical, surgical, dental, vision or pharmaceutical service or product, provided to a patient in this state by a health care provider acting within such provider's scope of practice; (5) "Patient" means any individual in this state who receives any health care service provided by a health care provider; (6) "Person" means any individual, association, company, limited liability company, corporation, partnership, sole proprietorship, trust or other legal entity; (7) "Quick response code" means a two-dimensional matrix barcode that consists of blocks arranged in a grid and may be read by an imaging device; (8) "Third-party financing" (A) means any line of credit or loan offered or extended by a third party, (B) includes, but is not limited to, any open-end credit plan, as defined in 15 USC 1602, as amended from time to time, offered or extended by a third party, and (C) does not include any line of credit or loan offered or extended by a health care provider or veterinary care provider to a consumer in which the provider is the creditor; (9) "Veterinary care provider" (A) means any veterinarian licensed pursuant to chapter 384 of the general statutes, and (B) includes, but is not limited to, any employee, agent or independent contractor of a veterinarian licensed pursuant to chapter 384 of the general statutes acting in the course and scope of such employee's, agent's or independent contractor's employment, agency or authority; and (10) "Veterinary service" means any service or product, including, but not limited to, any hospital, medical, surgical, dental, vision or pharmaceutical service or product, provided to an animal in this state by a veterinary care provider acting within such provider's scope of practice. Substitute House Bill No. 5127 Public Act No. 26-6 3 of 7 (b) On and after January 1, 2027, no health care provider or veterinary care provider shall: (1) Advertise, market, solicit, promote or offer any third-party financing to a consumer: (A) By including such provider's branding, or the branding of such provider's practice, on any signage that is used to advertise, market, solicit, promote, offer or extend any third-party financing to consumers; (B) By providing the consumer with access to any software, or with the address of any Internet web site or a hyperlink or quick response code to any Internet web site, that (i) is maintained by or on behalf of a third-party for the purpose of offering or extending third-party financing to consumers, and (ii) includes such provider's branding or the branding of such provider's practice; (C) While the consumer is under the influence of general anesthesia, conscious sedation, moderate sedation or nitrous oxide; (D) While such health care provider is providing any health care service to the patient; or (E) While the consumer is in any area of a facility or institution that is used to provide any health care service or veterinary service, including, but not limited to, any examination room or operating room, unless (i) such facility or institution does not include an area that is separated from the areas of such facility or institution used to provide health care services or veterinary services, or (ii) if such consumer's animal or an animal under such consumer's care is
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