New York S 9731: Relates to the civil jurisdiction of county and district courts

Bill Text

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S09731 Summary:

BILL NOS09731 

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SAME ASSAME AS A09172

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SPONSORPARKER

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COSPNSRBRISPORT

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MLTSPNSR

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Add §316-c, RP L; add §94-e, Exec L; add §96-a, St Fin L

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Enacts the "homeowner fraud protection and property alert act"; relates to establishing a statewide electronic property recording alert system to allow property owners to receive notification when an instrument affecting their property is recorded in the official records of any county; establishes the county recording modernization fund.

Go to top S09731 Actions:

BILL NOS09731 

&nbsp

04/02/2026REFERRED TO JUDICIARY

Go to topS09731 Committee&nbspVotes:

Go to topS09731 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS09731 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9731

 IN SENATE

 April 2, 2026
 ___________

 Introduced by Sen. PARKER -- read twice and ordered printed, and when
 printed to be committed to the Committee on Judiciary

 AN ACT to amend the real property law and the executive law, in relation
 to establishing a statewide property recording alert system to prevent
 deed theft and real estate fraud; and to amend the state finance law,
 in relation to establishing the county recording modernization fund

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "homeowner fraud protection and property alert act".
 3 § 2. Legislative findings and intent. The legislature finds that deed
 4 theft and fraudulent property transfers pose a grave threat to the
 5 stability of New York families and communities. Predatory actors target
 6 seniors, immigrants, and homeowners of color, stripping them of genera-
 7 tional wealth and destabilizing neighborhoods.
 8 While New York City's Automated City Register Information System
 9 (ACRIS) has provided a model for protecting homeowners through property
 10 alerts, most of New York's 62 counties lack such protections. This
 11 uneven access to fraud prevention tools leaves millions of New Yorkers
 12 vulnerable.
 13 The legislature therefore declares that it is the policy of the state
 14 of New York to establish a uniform, statewide property recording alert
 15 system, ensuring that every homeowner-from Brooklyn to Buffalo-has
 16 access to timely notice when legal instruments are recorded against
 17 their property.
 18 This act, the "homeowner fraud protection and property alert act",
 19 will:
 20 1. Provide real-time alerts to homeowners whenever a deed, mortgage,
 21 lien, or satisfaction is recorded.
 22 2. Modernize county recording offices across New York, bringing them
 23 into the 21st century with digital, accessible, and secure systems.
 24 3. Establish New York as a national leader in technology-driven
 25 consumer protection and homeowner justice.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD13722-01-5

 S. 9731 2

 1 § 3. The real property law is amended by adding a new section 316-c to
 2 read as follows:
 3 § 316-c. Statewide property recording alert system. 1. Creation of
 4 system. The department of state, in consultation with the office of
 5 information technology services and county recording officers, shall
 6 establish and maintain a statewide electronic property recording alert
 7 system.
 8 2. System functionality. (a) The system shall allow property owners to
 9 register their property and receive real-time notification whenever an
 10 instrument affecting their property, including deeds, mortgages, liens,
 11 or satisfactions, is recorded in the official records of any county.
 12 (b) Notifications shall be delivered by electronic mail, text message,
 13 automated telephone call, or postal mail, as designated by the regis-
 14 trant.
 15 (c) Notifications shall be available in the ten most common non-Engl-
 16 ish languages in the state.
 17 (d) The system shall comply with accessibility standards under the
 18 Americans with Disabilities Act.
 19 3. County participation. (a) Every county recording officer shall
 20 integrate its recording system with the statewide alert system pursuant
 21 t