Illinois HB 4837: FORECLOSURE-DECEASED MORTGAGOR

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 Full Text of HB4837

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB4837

Introduced , by Rep. Rita Mayfield 

SYNOPSIS AS INTRODUCED:

735 ILCS 5/15-1501 from Ch. 110, par. 15-1501

 Amends the Code of Civil Procedure. Provides that the court must appoint a special representative for a deceased mortgagor for the purpose of defending a judicial foreclosure action.

LRB104 19695 JRC 33144 b

A BILL FOR

HB4837LRB104 19695 JRC 33144 b

1 AN ACT concerning civil law.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Code of Civil Procedure is amended by 

5changing Section 15-1501 as follows:

6 (735 ILCS 5/15-1501) (from Ch. 110, par. 15-1501)

7 Sec. 15-1501. Parties. 

8 (a) Necessary Parties. For the purposes of Section 2-405 

9of the Code of Civil Procedure, only (i) the mortgagor and (ii) 

10other persons (but not guarantors) who owe payment of 

11indebtedness or the performance of other obligations secured 

12by the mortgage and against whom personal liability is 

13asserted shall be necessary parties defendant in a 

14foreclosure. The court may proceed to adjudicate their 

15respective interests, but any disposition of the mortgaged 

16real estate shall be subject to (i) the interests of all other 

17persons not made a party or (ii) interests in the mortgaged 

18real estate not otherwise barred or terminated in the 

19foreclosure.

20 (b) Permissible Parties. Any party may join as a party any 

21other person, although such person is not a necessary party, 

22including, without limitation, the following:

23 (1) All persons having a possessory interest in the 

HB4837- 2 -LRB104 19695 JRC 33144 b

1 mortgaged real estate;

2 (2) A mortgagor's spouse who has wai