New York A 10449: Eliminates the power of the governor to issue executive orders for assistance in state disaster emergencies

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A10449 Summary:

BILL NOA10449 

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SAME ASSAME AS S08675

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SPONSORSantabarbara

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COSPNSR

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MLTSPNSR

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Amd §2404, add §2405-g, Pub Auth L

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Establishes the CareForce first-time homebuyers program under which certain first-time homebuyers may receive below-market mortgage financing and forgivable down payment assistance.

Go to top A10449 Actions:

BILL NOA10449 

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03/06/2026referred to housing

Go to topA10449 Committee&nbspVotes:

Go to topA10449 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA10449 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 10449

 IN ASSEMBLY

 March 6, 2026
 ___________

 Introduced by M. of A. SANTABARBARA -- read once and referred to the
 Committee on Housing

 AN ACT to amend the public authorities law, in relation to "CareForce
 first-time homebuyers act"

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "CareForce first-time homebuyers act".
 3 § 2. Legislative findings and intent. The legislature hereby finds
 4 that the affordability crisis facing New York's care workforce, includ-
 5 ing direct support professionals, certified nursing assistants, nurses,
 6 behavioral health and human services staff, and early intervention and
 7 special education therapists--threatens workforce stability and quality
 8 of care for vulnerable populations. Stable homeownership near places of
 9 work improves retention, reduces turnover, and supports community inte-
 10 gration. The state of New York mortgage agency is therefore directed to
 11 establish a dedicated program to provide discounted financing and
 12 forgivable down payment assistance to this workforce.
 13 § 3. Section 2404 of the public authorities law is amended by adding a
 14 new subdivision 34 to read as follows:
 15 (34) To establish and administer the CareForce firt-time homebuyers
 16 program pursuant to section twenty-four hundred five-g of this part.
 17 § 4. The public authorities law is amended by adding a new section
 18 2405-g to read as follows:
 19 § 2405-g. CareForce first-time homebuyers program. (1) Definitions.
 20 For the purposes of this section, the following terms shall have the
 21 following meanings:
 22 (a) "Program" means the CareForce first-time homebuyers program estab-
 23 lished pursuant to subdivision two of this section.
 24 (b) "Eligible borrower" means an eligible borrower as described under
 25 subdivision three of this section.
 26 (c) "Qualifying care workforce occupation" means healthcare workers,
 27 determined by the commissioner of housing and community renewal, in
 28 consultation with the commissioner of the department of health, the

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD14254-01-5

 A. 10449 2

 1 commissioner of the office for people with developmental disabilities,
 2 the commissioner of the office of mental health, the commissioner of the
 3 office of addiction services and supports, the commissioner of the
 4 office of children and family services, and shall include but not be
 5 limited to direct support professionals, certified nursing assistants,
 6 licensed practical nurses, registered nurses, behavioral health or human
 7 services staff, and early intervention and special education therapists.
 8 2. Establishment. The division of housing and community renewal shall
 9 establish a CareForce first-time homebuyers program to provide below-
 10 market mortgage financing and forgivable down payment assistance to
 11 eligible borrowers of the care workforce.
 12 3. Eligible borrowers. A borrower financing a mortgage shall be eligi-
 13 ble for the program if such borrower:
 14 (a) is a first-time homebuyer, as defined in section fourteen hundred
 15 forty of the tax law, or if otherwise permitted by federal law;
 16 (b) has household income and is purchasing a home within the county-
 17 specific income and purchase price limits established by the agency;
 18 (c) is employed in a qualifying care workforce occupation at the time
 19 of mortgage application;
 20 (d) works an average of not less th