New York A 9475: Defines "employer" for purposes of the fair credit reporting act; relates to the requesting or use for employment purposes of the consumer credit history of an applicant for employment or employee; repealer

Bill Text

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 Speaker Carl E. Heastie

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A09475 Summary:

BILL NOA09475 

&nbsp

SAME ASSAME AS S08789

&nbsp

SPONSORDinowitz

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Amd §§380-a & 380-b, Gen Bus L; rpld §3, Chap of 2025 (as proposed in S.3072 & A.1316)

&nbsp

Prohibits the use of consumer credit history in hiring, employment and licensing determinations.

Go to top A09475 Actions:

BILL NOA09475 

&nbsp

01/07/2026referred to consumer affairs and protection

01/12/2026reported referred to rules

01/12/2026reported 

01/12/2026rules report cal.10

01/12/2026ordered to third reading rules cal.10

02/03/2026substituted by s8789

&nbspS08789 AMEND= SANDERS

&nbsp01/08/2026REFERRED TO RULES

&nbsp01/20/2026ORDERED TO THIRD READING CAL.77

&nbsp01/29/2026PASSED SENATE

&nbsp01/29/2026DELIVERED TO ASSEMBLY

&nbsp01/29/2026referred to consumer affairs and protection

&nbsp02/03/2026substituted for a9475

&nbsp02/03/2026ordered to third reading rules cal.10

&nbsp02/03/2026passed assembly

&nbsp02/03/2026returned to senate

&nbsp02/13/2026DELIVERED TO GOVERNOR

&nbsp02/13/2026SIGNED CHAP.71

Go to topA09475 Committee&nbspVotes:

Committee:CONSUMER AFFAIRS AND PROTECTION Chair:Rozic 
DATE:01/12/2026AYE/NAY:11/5 Action: Favorable refer to committee Rules RozicAyeMikulinNay

FallAyeMillerNay

GallagherAyeBlumencranzNay

RajkumarAyeDursoNay

ForrestAyeBolognaNay

BoresAye

LeeAye

AlvarezAye

CunninghamAye

TorresAye

CarrollAye

Committee:RULES Chair:Glick 
DATE:01/12/2026AYE/NAY:19/8 Action: Favorable HeastieExcusedBarclayNay

PretlowAyeHawleyExcused

CookExcusedBlankenbushNay

GlickAyeRaNay

DinowitzAyeBrabenecNay

ColtonAyePalmesanoNay

MagnarelliAyeReillyNay

PaulinAyeSmithNay

Peoples-StokesAyeJensenNay

BenedettoAye

LavineAye

LupardoAye

BraunsteinAye

DavilaExcused

HyndmanAye

RozicAye

BronsonAye

HevesiAye

HunterAye

TaylorAye

CruzAye

VanelAye

Go to topA09475 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA09475 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 9475

 IN ASSEMBLY

 January 7, 2026
 ___________

 Introduced by M. of A. DINOWITZ -- read once and referred to the Commit-
 tee on Consumer Affairs and Protection

 AN ACT to amend the general business law, in relation to the definition
 of the term employer and to the requesting or use for employment
 purposes of the consumer credit history of an applicant for employment
 or employee by an employer, labor organization, employment agency or
 any agent thereof; and to repeal certain provisions of a chapter of
 the laws of 2025 amending the general business law relating to prohib-
 iting the disclosure or use of a person's consumer credit history to
 an employer, labor organization, employment agency or agent thereof
 for purposes of employment decisions

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 380-a of the general business law is amended by
 2 adding a new subdivision (x) to read as follows:
 3 (x) The term "employer" means any individual, partnership, corporation
 4 or association engaged in a business who has employees including the
 5 state and its political subdivisions.
 6 § 2. Subparagraph (iii) of paragraph 2 of subdivision (d) of section
 7 380-b of the general business law, as added by a chapter of the laws of
 8 2025 amending the general business law relating to prohibiting the
 9 disclosure or use of a person's consumer credit history to an employer,
 10 labor organization, employment agency or agent thereof for purposes of
 11 employment decisions, as proposed in legislative bills numbers S. 3072
 12 and A. 1316, is amended to read as follows:
 13 (iii) persons in a position that is subject to background investi-
 14 gation by a state agency[, provided, however, that the appointing agency
 15 may not use consumer credit history information for employment purposes
 16 unless the position is an appointed position in which a high degree of
 17 public trust, as defined by the commission in rules, has been reposed.];
 18 § 3. Section 3 of a chapter of the laws of 2025 amending the general
 19 business law relating to prohibiting the disclosure or use of a person's
 20 consumer credit history to an employer, labor organization, employment

 EX