New York A 682: Prohibits the possession and transport of certain animals and body parts thereof at airports and port facilities owned or operated by the Port Authority of New York and New Jersey

Bill Text

Bill Search and Legislative Information | New York State Assembly 

• 

• 

• 

• 

• 

• 

• 

• 

 Skip to main content 

 New York State Assembly

 Speaker Carl E. Heastie

 --> 
 --> 

 --> 

• 
 Assembly Members 

• 
 Legislative Info 

• 
 Public Hearings 

• 
 Speaker's Press 

• 
 Assembly Reports 

• 
 Committees & More 

• Bill Search Home
• Laws
• Legislative Calendar
• Public Hearing Schedule
• Assembly Calendars
• Assembly Committee Agenda 

 Javascript must be enabled to properly view this page. 

 Bill No.: 

• Summary 
• Actions 
• Committee&nbspVotes 
• Floor&nbspVotes 
• Memo 
• Text 
• LFIN 
• Chamber&nbspVideo/Transcript 
A00682 Summary:

BILL NOA00682 

&nbsp

SAME ASSAME AS S04355

&nbsp

SPONSORHevesi

&nbsp

COSPNSR

&nbsp

MLTSPNSR

&nbsp

Add Art 9-B §§374-aa - 374-ee, Bank L

&nbsp

Relates to the regulation and licensing of employer-integrated and non-verified on-demand pay providers.

Go to top A00682 Actions:

BILL NOA00682 

&nbsp

01/08/2025referred to banks

01/07/2026referred to banks

02/05/2026enacting clause stricken

Go to topA00682 Committee&nbspVotes:

Go to topA00682 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA00682 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 682

 2025-2026 Regular Sessions

 IN ASSEMBLY

 (Prefiled)

 January 8, 2025
 ___________

 Introduced by M. of A. HEVESI -- read once and referred to the Committee
 on Banks

 AN ACT to amend the banking law, in relation to on-demand pay providers

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The banking law is amended by adding a new article 9-B to
 2 read as follows:
 3 ARTICLE 9-B
 4 ON-DEMAND PAY PROVIDERS
 5 Section 374-aa. Definitions.
 6 374-bb. Employer-integrated on-demand pay providers.
 7 374-cc. Non-verified on-demand pay providers.
 8 374-dd. Certain on-demand pay services to be considered loans.
 9 374-ee. Penalties.
 10 § 374-aa. Definitions. For the purposes of this article, the following
 11 terms shall have the following meanings:
 12 1. "Earned but unpaid income" means earned income that has not yet
 13 been paid to a user by an employer.
 14 2. "Earned income" means moneys that have accrued to the benefit of a
 15 user for services rendered to an employer.
 16 3. "Employer" means any person, corporation, limited liability compa-
 17 ny, or association employing a user in any occupation, industry, trade,
 18 business or service, or any other person who is contractually obligated
 19 to pay a user any sum of money on an hourly, project-based, piecework,
 20 or other basis for labor or services provided by such user. "Employer"
 21 shall not include a customer of an employer or other third party whose
 22 obligation to make any payment to a user is based solely on such user's
 23 agency relationship with the employer.
 24 4. "Employer-integrated on-demand pay provider" means an on-demand pay
 25 provider that offers on-demand pay services through a contractual

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD01510-01-5

 A. 682 2

 1 arrangement with (i) an employer, or (ii) a service provider to an
 2 employer, in which provider verifies a user's earned income through data
 3 or information provided by or through such employer or service provider.
 4 5. "Non-verified on-demand pay provider" means an on-demand pay
 5 provider that is not an employer-integrated on-demand pay provider.
 6 6. "On-demand pay provider" or "provider" means any person that is
 7 engaged in the business of delivering on-demand pay services to a user
 8 in New York state.
 9 7. "On-demand pay services" means the delivery of funds to a user that
 10 represent earned but unpaid income.
 11 8. "User" means any natural person.
 12 § 374-bb. Employer-integrated on-demand pay providers. 1. No employ-
 13 er-integrated on-demand pay provider shall operate without first regis-
 14 tering with the superintendent. An employer-integrated on-demand pay
 15 provider shall be deemed registered if it provides, on a confidential
 16 basis, the following information to the superintendent:
 17 (a) the provider's name and address;
 18 (b) audited financial statements for the prior year;
 19 (c) a statement or summary of fees charged to users or obligors for
 20 on-demand pay services by the provider in normal course; and
 21 (d) copies of the provider's end user terms and conditions and/or
 22 terms of use, and privacy policies.
 23 2. Each employer-integrated on-demand pay provider shall:
 24 (a) deliver to the superintendent on a confidential basis no later
 25 than June thirtieth of each calendar year the following items for the
 26 prior calendar year:
 27 (i) the provider's audited financial statements, provided, that if
 28 audited financial statements are unavailable by the date such