Florida HB 141: Florida Health Choices Program

Bill Text

HB 141 2026

CODING: Words stricken are deletions; words underlined are additions.
hb141-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

A bill to be entitled 1
An act relating to the Florida Health Choices Program; 2
amending s. 408.910, F.S.; renaming the "Florida 3
Health Choices Program" as the "Florida Employee 4
Health Choices Program"; revising legislative findings 5
and intent; revising definitions; revising the purpose 6
and components of the program; revising eligibility 7
and participation requirements for vendors under the 8
program; revising the types of health insurance 9
products that are available for purchase through the 10
program; deleting certain pricing transparency 11
requirements to conform to changes made by the act; 12
revising the structure of the insurance marketplace 13
process under the program; deleting the option for 14
risk pooling under the program; deleting exemptions 15
from certain requirements of the Florida Insurance 16
Code under the program; renaming the corporation 17
administering the program as "Florida Employee Health 18
Choices, Inc."; revising membership of the board of 19
directors; authorizing the corporation to exercise 20
certain powers; revising duties of the board and the 21
corporation; revising the fiscal year in which the 22
corporation's annual report is due; amending ss. 23
409.821, 409.9122, and 409.977, F.S.; conforming 24
provisions to changes made by the act; providing an 25

HB 141 2026

CODING: Words stricken are deletions; words underlined are additions.
hb141-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

effective date. 26
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Be It Enacted by the Legislature of the State of Florida: 28
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Section 1. Section 408.910, Florida Statutes, is amended 30
to read: 31
408.910 Florida Employee Health Choices Program.— 32
(1) LEGISLATIVE INTENT.—The Legislature finds that a 33
significant number of employers and employees in the residents 34
of this state do not have adequate access to affordable, quality 35
health insurance that meets their needs care. The Legislature 36
further finds that individual coverage health reimbursement 37
arrangements offer a novel way for employers of any size to give 38
health care contributions directly to employees to empower them 39
to choose their own health plan in a broad marketplace based on 40
individual financial needs and health factors. The Legislature 41
further finds that increasing access to affordable, quality 42
health care through individual coverage health reimbursement 43
arrangements can be best accomplished by establishing a 44
competitive marketplace market for employees who receive 45
employer premium contributions through individual coverage 46
health reimbursement arrangements purchasing health insurance 47
and health services. It is therefore the intent of the 48
Legislature to create the Florida Employee Health Choices 49
Program to do the following: 50

HB 141 2026

CODING: Words stricken are deletions; words underlined are additions.
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(a) Expand opportunities for employers and employees 51
Floridians to access purchase affordable health insurance in 52
this state and health services. 53
(b) Create a platform that streamlines the purchase of 54
individual coverage for employees enrolled in individual 55
coverage health reimbursement arrangements Preserve the benefits 56
of employment-sponsored insurance while easing the 57
administrative burden for employers who offer these benefits. 58
(c) Enable individual choice in both the manner and amount 59
of health care purchased. 60
(d) Provide for the purchase of individual, portable 61
health care coverage. 62
(e) Disseminate information to employers and employees 63
about individual coverage health reimbursement arrangements 64
consumers on the price and quality of health services. 65
(f) Sponsor a competitive marketplace market that 66
stimulates product innovation, quality improvement, and 67
efficiency in the production and delivery of individual health 68
insurance plans to employees enrolled in individual coverage 69
health reimbursement arrangements health services. 70
(2) DEFINITIONS.—As used in this section, the term: 71
(a) "Corporation" means the Florida Employee Health 72
Choices, Inc., established under this section. 73
(b) "Corporation's marketplace" means the single, 74
centralized market established by the program which that 75

HB 141 2026

CODING: Words stricken are deletions; words underlined are additions.
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

facilitates the purchase of products made available in the 76
marketplace. 77
(c) "Health insurance agent" means an agent licensed under 78
part IV of chapter 626. 79
(d) "Insurer" means an entity licensed under chapter 624 80
which offers an individual health insurance policy or a group 81
health insurance policy, a