Florida SB 158: Traveling Across County Lines with Intent to Commit a Felony

Bill Text

158 
Pet Insurance 
2026-02-06T12:45:59Z 
Revising requirements for disclosures from a pet insurer to a policyholder; prohibiting agents from soliciting the sale of pet insurance policies or pet wellness products under certain circumstances; authorizing agents to rely on certain standards and materials; specifying that certain training standards are not part of certain continuing education requirements; providing that certain courses are eligible for certain continuing education credit, etc. 
Committee Substitute 1 
2026 
S 
2026-07-01T00:00:00Z 
GB 
General Bill 
c1 

 Florida Senate - 2026 CS for SB 158 

 By the Committee on Banking and Insurance; and Senator Jones 

 597-02496-26 2026158c1 
 1 A bill to be entitled 
 2 An act relating to pet insurance; amending s. 
 3 627.71545, F.S.; revising requirements for disclosures 
 4 from a pet insurer to a policyholder; prohibiting 
 5 agents from soliciting the sale of pet insurance 
 6 policies or pet wellness products under certain 
 7 circumstances; authorizing agents to rely on certain 
 8 standards and materials; specifying that certain 
 9 training standards are not part of certain continuing 
 10 education requirements; providing that certain courses 
 11 are eligible for certain continuing education credit; 
 12 deleting a requirement that insurers ensure their 
 13 agents are trained in a specified manner; requiring 
 14 pet insurers to file annually a specified report with 
 15 the Office of Insurance Regulation; specifying the 
 16 requirements of such report; providing an effective 
 17 date. 
 18 
 19 Be It Enacted by the Legislature of the State of Florida: 
 20 
 21 Section 1. Present subsection (11) of section 627.71545, 
 22 Florida Statutes, is redesignated as subsection (12), a new 
 23 subsection (11) is added to that section, and paragraph (e) of 
 24 subsection (6) and paragraph (a) of subsection (10) of that 
 25 section are amended, to read: 
 26 627.71545 Pet insurance; noninsurance wellness programs.— 
 27 (6) 
 28 (e) At the time a pet insurance policy is issued or 
 29 delivered to a policyholder, the pet insurer shall provide the 
 30 policyholder with a copy of the Insurer Disclosure of Important 
 31 Policy Provisions document required under paragraph (d), in at 
 32 least 12-point type. At such time, the pet insurer shall also 
 33 include a written disclosure with all of the following: 
 34 1. Contact information for the Division of Consumer 
 35 Services of the department, including a link and toll-free 
 36 telephone number, for consumers to submit inquiries and 
 37 complaints relating to pet insurance products regulated by the 
 38 department or office. 
 39 2. The address and customer service telephone number of the 
 40 pet insurance agent. 
 41 3. A summary of the key policy features, written in plain 
 42 language and on a form adopted by the commission by rule, 
 43 including, at a minimum, coverage limits and deductibles, 
 44 waiting periods, exclusions, preexisting condition rules, and 
 45 whether the policy includes wellness benefits. 
 46 (10)(a)1. An agent may not solicit the sale of a pet 
 47 insurance policy or a pet wellness product unless the agent has 
 48 adequate knowledge of the policy or product, is in compliance 
 49 with the insurer’s standards applicable to the sale of the 
 50 policy or product, and completes a biennial 2-hour training 
 51 course on the topics specified in paragraph (b). An agent may 
 52 rely on insurer-provided, policy, or product-specific training 
 53 standards and materials to comply with this subsection. 
 54 2. The insurer-provided, policy, or product-provided 
 55 training standards specified in subparagraph 1. are not part of 
 56 an agent’s continuing education requirement in s. 626.2815; 
 57 however, if a course provider submits and receives approval from 
 58 the department, the course is eligible for continuing education 
 59 credit pursuant to s. 626.2815 A pet insurer must ensure that 
 60 its agents are trained on the topics specified in paragraph (b) 
 61 and that its agents have been appropriately trained on the 
 62 coverages and conditions of its pet insurance products. 
 63 (11) Each pet insurer authorized to transact pet insurance 
 64 under this section shall file with the office by March 1 of each 
 65 year a report containing all of the following information for 
 66 the preceding calendar year: 
 67 (a) The number of pet insurance policies issued, renewed, 
 68 and canceled. 
 69 (b) Aggregate premium and claims data. 
 70 (c) Data on policy denials and rescissions, including the 
 71 reason for each denial or rescission. 
 72 (d) Information on waiting periods, exclusions, and 
 73 wellness program offerings. 
 74 (e) Any other information required by rule of the 
 75 commission. 
 76 Section 2. This act shall take effect July 1, 2026.