New York A 4810: Relates to the application of certain provisions relating to commercial financing
Status: REFERRED TO BANKS (as of 2026-02-05)
State: New York · Session: 2025-2026 · Bill: A 4810
Sponsors: Clyde Vanel, Al Taylor, Chris Burdick, Rebecca Seawright, Yudelka Tapia
Bill Text
Bill Search and Legislative Information | New York State Assembly • • • • • • • • Skip to main content New York State Assembly Speaker Carl E. Heastie --> --> --> • Assembly Members • Legislative Info • Public Hearings • Speaker's Press • Assembly Reports • Committees & More • Bill Search Home • Laws • Legislative Calendar • Public Hearing Schedule • Assembly Calendars • Assembly Committee Agenda Javascript must be enabled to properly view this page. Bill No.: • Summary • Actions • Committee Votes • Floor Votes • Memo • Text • LFIN • Chamber Video/Transcript A04810 Summary: BILL NOA04810   SAME ASSAME AS S04604   SPONSORVanel   COSPNSRBurdick, Seawright, Taylor, Tapia   MLTSPNSR   Add §813, Fin Serv L   Relates to the application of certain provisions relating to commercial financing; provides that liability shall not be imposed on a provider if the actual annual percentage rate charged by the provider differs from the estimated annual percentage rate disclosed by the provider acting in good faith. Go to top A04810 Actions: BILL NOA04810   02/06/2025referred to banks 02/25/2025reported referred to codes 03/04/2025reported 03/06/2025advanced to third reading cal.52 03/10/2025passed assembly 03/10/2025delivered to senate 03/10/2025REFERRED TO BANKS 01/07/2026DIED IN SENATE 01/07/2026RETURNED TO ASSEMBLY 01/07/2026ordered to third reading cal.130 02/05/2026passed assembly 02/05/2026delivered to senate 02/05/2026REFERRED TO BANKS Go to topA04810 Committee Votes: Committee:BANKS Chair:Vanel DATE:02/25/2025AYE/NAY:28/1 Action: Favorable refer to committee Codes VanelAyeBolognaAye WeprinExcusedMikulinAye TaylorAyeSmullenExcused SternAyeFitzpatrickAye SayeghAyeLemondesAye BurkeAyeDiPietroAye AndersonAyeChangAye MitaynesNayChludzinskiAye SeptimoAyeMolitorAye TapiaAye De Los SantosAye CunninghamAye LeeAye RagaAye BurdickAye DaisAye JacksonAye TorresAye HooksAye WiederAye WrightAye YegerAye Committee:CODES Chair:Dinowitz DATE:03/04/2025AYE/NAY:22/0 Action: Favorable DinowitzAyeMorinelloAye CookAyeReillyAye LavineAyeMikulinAye WeprinAyeTannousisAye HevesiAyeAngelinoAye SeawrightAyeMolitorAye RosenthalAye WalkerAye VanelAye CruzAye EpsteinAye BoresAye ReyesAye CunninghamAye RomeroAye AlvarezAye Go to topA04810 Floor Votes: DATE:03/10/2025Assembly Vote YEA/NAY: 137/11Yes Alvarez Yes Carroll P Yes Friend Yes Lee Yes Peoples-Stokes Yes Slater Yes Anderson Yes Carroll RC No Gallagher Yes Lemondes Yes Pheffer Amato Yes Smith Yes Angelino Yes Chandler-Waterm Yes ‡ Gallahan Yes Levenberg Yes Pirozzolo Yes Smullen Yes Bailey Yes Chang Yes Gandolfo Yes ‡ Lucas Yes Pretlow Yes Solages Yes Barclay Yes Chludzinski Yes Gibbs Yes Lunsford Yes Ra No Steck Yes Barrett No Clark Yes Giglio Yes Lupardo Yes Raga Yes Stern Yes Beephan Yes Colton Yes Glick Yes Magnarelli Yes Rajkumar Yes Stirpe Yes Bendett Yes Conrad Yes Gonzalez-Rojas Yes Maher Yes Ramos Yes Tague Yes Benedetto Yes Cook Yes Gray No Mamdani Yes Reilly Yes Tannousis Yes Berger Yes Cruz Yes Griffin Yes Manktelow Yes Reyes Yes Tapia Yes Bichotte Hermel Yes Cunningham Yes Hawley Yes McDonald Yes Rivera Yes Taylor Yes Blankenbush Yes Dais ER Hevesi Yes ‡ McDonough No Romero Yes Torres Yes Blumencranz Yes Davila Yes Hooks Yes McMahon Yes Rosenthal No Valdez Yes Bologna Yes De Los Santos Yes Hunter No Meeks Yes Rozic Yes Vanel Yes Bores Yes DeStefano Yes Hyndman Yes Mikulin Yes Santabarbara Yes Walker Yes Brabenec Yes Dilan Yes Jackson Yes Miller Yes Sayegh Yes Walsh Yes Braunstein Yes Dinowitz Yes Jacobson No Mitaynes Yes Schiavoni Yes Weprin Yes Bronson Yes DiPietro Yes Jensen Yes Molitor Yes Seawright Yes Wieder Yes Brook-Krasny Yes Durso Yes Jones Yes Morinello Yes Sempolinski Yes Williams Yes Brown EA Yes Eachus Yes Kassay Yes Norber Yes Septimo Yes Woerner Yes Brown K Yes Eichenstein Yes Kay Yes Novakhov Yes Shimsky Yes Wright Yes Burdick Yes Epstein Yes Kelles Yes O'Pharrow No Shrestha Yes Yeger Yes Burke Yes Fall Yes Kim Yes Otis No Simon Yes Zaccaro Yes Burroughs Yes Fitzpatrick Yes Lasher Yes Palmesano Yes Simone ER Zinerman Yes Buttenschon No Forrest Yes Lavine Yes Paulin Yes Simpson Yes Mr. Speaker ‡ Indicates voting via videoconference DATE:02/05/2026Assembly Vote
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