Florida SB 1372: Educator Preparation Programs

Bill Text

1372 
Coverage for Cancer Imaging and Genetic Testing 
2026-01-07T10:05:55Z 
Requiring health insurers and health maintenance organizations to provide certain coverage; prohibiting such coverage from being subject to cost-sharing requirements, etc. 
Original Filed Version 
2026 
S 
2026-07-01T00:00:00Z 
GB 
General Bill 
__ 

 Florida Senate - 2026 SB 1372 

 By Senator Rodriguez 

 40-01107-26 20261372__ 
 1 A bill to be entitled 
 2 An act relating to coverage for cancer imaging and 
 3 genetic testing; creating s. 627.42398, F.S.; defining 
 4 terms; requiring health insurers and health 
 5 maintenance organizations to provide certain coverage; 
 6 prohibiting such coverage from being subject to cost 
 7 sharing requirements; providing applicability; 
 8 providing an effective date. 
 9 
 10 Be It Enacted by the Legislature of the State of Florida: 
 11 
 12 Section 1. Section 627.42398, Florida Statutes, is created 
 13 to read: 
 14 627.42398 Coverage for cancer imaging and genetic testing.— 
 15 (1) As used in this section, the term: 
 16 (a) “Cost-sharing requirements” means a deductible, 
 17 coinsurance, copayment, or similar out-of-pocket expense. 
 18 (b) “Evidence-based cancer imaging” means imaging 
 19 modalities used in accordance with the most recent version of 
 20 the National Comprehensive Cancer Network clinical practice 
 21 guidelines. 
 22 (c) “Genetic testing for an inherited mutation” means 
 23 germline multi-gene testing for an inherited mutation associated 
 24 with an increased risk of cancer, which testing is recommended 
 25 in evidence-based clinical practice guidelines. 
 26 (2) A health insurer issuing a health insurance policy, or 
 27 a health maintenance organization issuing a health maintenance 
 28 contract, in this state shall provide coverage for all of the 
 29 following: 
 30 (a) Genetic testing for an inherited mutation for an 
 31 individual with a personal or family history of cancer when such 
 32 testing is recommended by a licensed health care professional. 
 33 (b) Evidence-based cancer imaging for individuals at 
 34 increased risk of cancer, as recommended by the National 
 35 Comprehensive Cancer Network clinical practice guidelines. 
 36 (3) Coverage required under subsection (2) may not be 
 37 subject to any cost-sharing requirements. 
 38 (4) If, under federal law, the application of subsection 
 39 (3) would result in health savings account ineligibility under 
 40 s. 223 of the Internal Revenue Code, the prohibition under 
 41 subsection (3) applies only to health savings account qualified 
 42 high-deductible health plans with respect to the deductible of 
 43 such a plan after the person has satisfied the minimum 
 44 deductible under s. 223 of the Internal Revenue Code, except 
 45 with respect to items or services that are preventive care 
 46 pursuant to s. 223(c)(2)(C) of the Internal Revenue Code, in 
 47 which case the requirements of subsection (3) apply regardless 
 48 of whether the minimum deductible under s. 223 of the Internal 
 49 Revenue Code has been satisfied. 
 50 Section 2. This act shall take effect July 1, 2026.