United States HR 4849: Protecting Health Care and Lowering Costs Act of 2025

Bill Text

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119TH CONGRESS
1ST SESSION H. R. 4849
To repeal health-related portions of An Act to provide for reconciliation
pursuant to title II of H. Con. Res. 14, and for other purposes.
IN THE HOUSE OF REPRESENTATIVES
AUGUST 1, 2025
Mr. GRAY introduced the following bill; which was referred to the Committee
on Ways and Means, and in addition to the Committee on Energy and
Commerce, for a period to be subsequently determined by the Speaker,
in each case for consideration of such provisions as fall within the juris-
diction of the committee concerned
A BILL
To repeal health-related portions of An Act to provide for
reconciliation pursuant to title II of H. Con. Res. 14,
and for other purposes.
Be it enacted by the Senate and House of Representa-1
tives of the United States of America in Congress assembled, 2
SECTION 1. SHORT TITLE. 3
This Act may be cited as the ‘‘Protecting Health Care 4
and Lowering Costs Act of 2025’’. 5
SEC. 2. REPEAL OF RECONCILIATION HEALTH PROVISIONS. 6
Subtitle B of title VII of An Act to provide for rec-7
onciliation pursuant to title II of H. Con. Res. 14 (Public 8
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•HR 4849 IH
Law 119–21) is repealed and any law or regulation re-1
ferred to in such subtitle shall be applied as if such sub-2
title and the amendments made by such subtitle had not 3
been enacted. 4
SEC. 3. INCREASE IN ELIGIBILITY FOR PREMIUM TAX 5
CREDIT. 6
(a) IN GENERAL.—Subparagraph (A) of section 7
36B(c)(1) of the Internal Revenue Code of 1986 is amend-8
ed by striking ‘‘but does not exceed 400 percent’’. 9
(b) APPLICABLE PERCENTAGES.— 10
(1) IN GENERAL.—Subparagraph (A) of section 11
36B(b)(3) of the Internal Revenue Code of 1986 is 12
amended to read as follows: 13
‘‘(A) APPLICABLE PERCENTAGE.—The ap-14
plicable percentage for any taxable year shall be 15
the percentage such that the applicable percent-16
age for any taxpayer whose household income is 17
within an income tier specified in the following 18
table shall increase, on a sliding scale in a lin-19
ear manner, from the initial premium percent-20
age to the final premium percentage specified in 21
such table for such income tier: 22
‘‘In the case of household income
(expressed as a percent of poverty line)
within the following income tier:
The initial
premium
percentage
is—
The final
premium
percentage
is—
Up to 150 percent .................................................. 0 0
150 percent up to 200 percent ............................... 0 2.0
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‘‘In the case of household income
(expressed as a percent of poverty line)
within the following income tier:
The initial
premium
percentage
is—
The final
premium
percentage
is—
200 percent up to 250 percent ............................... 2.0 4.0
250 percent up to 300 percent ............................... 4.0 6.0
300 percent up to 400 percent ............................... 6.0 8.5
400 percent and higher .......................................... 8.5 8.5.’’.
(2) CONFORMING AMENDMENTS RELATING TO 1
AFFORDABILITY OF COVERAGE.— 2
(A) Paragraph (1) of section 36B(c) of 3
such Code is amended by striking subparagraph 4
(E). 5
(B) Subparagraph (C) of section 36B(c)(2) 6
of such Code is amended by striking clause (iv). 7
(C) Paragraph (4) of section 36B(c) of 8
such Code is amended by striking subparagraph 9
(F). 10
(c) EFFECTIVE DATE.—The amendments made by 11
this section shall apply to taxable years beginning after 12
December 31, 2025. 13
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