New York S 5999: Enacts the New York state fair tenant credit reporting act

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S05999 Summary:

BILL NOS05999 

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SAME ASNo Same As

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SPONSORJACKSON

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COSPNSRSALAZAR

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MLTSPNSR

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Add Art 6-B §§219 & 219-a, RP L

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Enacts the New York state fair tenant credit reporting act to ensure that negative credit reporting by landlords can only occur under fair and transparent circumstances.

Go to top S05999 Actions:

BILL NOS05999 

&nbsp

03/04/2025REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT

01/07/2026REFERRED TO HOUSING, CONSTRUCTION AND COMMUNITY DEVELOPMENT

Go to topS05999 Committee&nbspVotes:

Go to topS05999 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS05999 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5999

 2025-2026 Regular Sessions

 IN SENATE

 March 4, 2025
 ___________

 Introduced by Sen. JACKSON -- read twice and ordered printed, and when
 printed to be committed to the Committee on Housing, Construction and
 Community Development

 AN ACT to amend the real property law, in relation to enacting the New
 York state fair tenant credit reporting act

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Short title. This act shall be known and may be cited as
 2 the "New York state fair tenant credit reporting act".
 3 § 2. Legislative intent. The Legislature finds that tenants are often
 4 subject to negative credit reporting by landlords in ways that may be
 5 unfair or misleading. This act seeks to ensure that negative credit
 6 reporting by landlords can only occur under fair and transparent circum-
 7 stances by prohibiting such reporting until a court has ruled in the
 8 landlord's favor regarding any outstanding rental obligations. Addi-
 9 tionally, this act seeks to prevent unauthorized credit reporting activ-
 10 ities by landlords if they were not properly disclosed at the time of
 11 application.
 12 § 3. The real property law is amended by adding a new article 6-B to
 13 read as follows:
 14 ARTICLE 6-B
 15 NEW YORK STATE FAIR TENANT CREDIT REPORTING ACT
 16 Section 219. Fair tenant credit reporting.
 17 219-a. Enforcement and penalties.
 18 § 219. Fair tenant credit reporting. 1. As used in this section, the
 19 term "consumer reporting agency" shall have the same meaning as such
 20 term is defined in section three hundred eighty-a of the general busi-
 21 ness law, and shall additionally include tenant screening companies that
 22 are affiliated with or subsidiaries of a consumer reporting agency.
 23 2. A landlord, property manager or agent thereof shall not report any
 24 unpaid rent, fees, or other charges owed by a tenant to a consumer

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD09972-02-5

 S. 5999 2

 1 reporting agency or a tenant screening bureau after such tenant has
 2 vacated the premises unless a final judgment regarding such unpaid rent,
 3 fees, or other charges has been entered in the landlord's favor in a
 4 court of competent jurisdiction. Reporting services explicitly requested
 5 by the tenant are exempt from the provisions of this subdivision and may
 6 be reported until the tenant leaves the premises.
 7 3. A landlord, property manager or agent thereof shall not report any
 8 information to a consumer reporting agency or tenant screening bureau
 9 regarding tenant after move-in unless such reporting was explicitly
 10 disclosed in writing during the application process and acknowledged by
 11 the tenant. Reporting to a consumer reporting agency by a landlord,
 12 property manager or agent thereof shall not use "voluntary surrender" as
 13 a status to report early lease terminations.
 14 4. An authorization for tenant screening made by a prospective tenant
 15 shall not be deemed to authorize credit or other specialty reporting to
 16 a consumer reporting agency or tenant screening bureau.
 17 § 219-a. Enforcement and penalties. 1. Any landlord, property manager
 18 or agent thereof who violates a provision of this article shall be
 19 subject to a civil penalty of one thousand five hundred dollars per
 20 violation, and shall be liable for damages sustained by the tenant who
 21 was the subject of the violation.
 22