New York A 2478: Requires specification of the average weekly paid wage to employees in contractors' annual employment reports

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A02478 Summary:

BILL NOA02478 

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SAME ASNo Same As

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SPONSORPaulin

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COSPNSRSeawright

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MLTSPNSR

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Amd §§3221 & 4305, Ins L

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Requires group health insurance policies offered in the large group market to provide coverage for hearing aids.

Go to top A02478 Actions:

BILL NOA02478 

&nbsp

01/17/2025referred to insurance

01/07/2026referred to insurance

Go to topA02478 Committee&nbspVotes:

Go to topA02478 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA02478 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 2478

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 17, 2025
 ___________

 Introduced by M. of A. PAULIN, SEAWRIGHT -- read once and referred to
 the Committee on Insurance

 AN ACT to amend the insurance law, in relation to requiring certain
 group health insurance policies to provide coverage for hearing aids

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 3221 of the insurance law is amended by adding a
 2 new subsection (v) to read as follows:
 3 (v) (1) Every group health insurance policy offered in the large group
 4 market that is issued, amended, or renewed in this state shall provide
 5 coverage for medically necessary hearing aids purchased from a hearing
 6 aid dispenser registered under article thirty-seven-A of the general
 7 business law or an audiologist licensed under article one hundred
 8 fifty-nine of the education law in the following manner:
 9 (A) For an insured person sixteen years of age or older, such insured
 10 person shall be entitled to reimbursement of up to three thousand
 11 dollars every thirty-six months for expenses related to the purchase of
 12 up to two hearing aids.
 13 (B) For an insured person who is less than sixteen years of age, such
 14 insured person shall be entitled to reimbursement of up to two thousand
 15 dollars every twenty-four months for expenses related to the purchase of
 16 up to two hearing aids, when it is medically demonstrated that:
 17 (i) the hearing of the insured person under the age of sixteen has
 18 changed significantly within a two-year period; and
 19 (ii) the existing hearing aid will no longer correct the hearing of
 20 the insured person under the age of sixteen; such person shall be enti-
 21 tled to reimbursement for additional hearing aid expenses.
 22 (2)(A) For the purposes of this subsection, "hearing aid" shall mean
 23 any wearable instrument or device designed for hearing and any parts,
 24 attachments or accessories but excluding batteries and cords or accesso-

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD05974-01-5

 A. 2478 2

 1 ries thereto. A registered hearing aid dispenser or licensed audiologist
 2 shall determine the type of device needed to correct the hearing loss.
 3 (B) For the purposes of this section, services for recasing, reshell-
 4 ing and acquiring new molds shall be included as part of the policies.
 5 (3) The insured person may choose a hearing aid exceeding the amount
 6 of coverage required by this section and shall be liable for the differ-
 7 ence in cost. Reimbursement shall be provided according to the respec-
 8 tive principles and policies of the health insurance plan and may
 9 include such policy provisions as deductibles, coinsurance, allowable
 10 charge limitations, and coordination of benefits.
 11 § 2. Section 4305 of the insurance law is amended by adding a new
 12 subsection (o) to read as follows:
 13 (o) (1) A group contract issued, amended, or renewed pursuant to this
 14 section offered in the large group market shall provide coverage for
 15 medically necessary hearing aids purchased from a hearing aid dispenser
 16 registered under article thirty-seven-A of the general business law or
 17 an audiologist licensed under article one hundred fifty-nine of the
 18 education law in the following manner:
 19 (A) For an insured person sixteen years of age or older, such insured
 20 person shall be entitled to reimbursement of up to three thousand
 21 dollars every thirty-six months for expenses related to the purchase of
 22 up to two hearing aids.
 23 (B)