Massachusetts H 1197: An Act relative to insurance point surcharges

Status: Bill reported favorably by committee and referred to the committee on House Ways and Means (as of 2026-02-02)

State: Massachusetts · Session: 194th · Bill: H 1197

Sponsors: Steven S. Howitt

Bill Text

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HOUSE DOCKET, NO. 1202        FILED ON: 1/14/2025 
HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 1197 
 
The Commonwealth of Massachusetts 
_________________ 
PRESENTED BY: 
Steven S. Howitt 
_________________ 
To the Honorable Senate and House of Representatives of the Commonwealth of Massachusetts in General 
 Court assembled: 
 The undersigned legislators and/or citizens respectfully petition for the adoption of the accompanying bill: 
An Act relative to insurance point surcharges. 
_______________ 
PETITION OF: 
 
NAME: DISTRICT/ADDRESS: DATE ADDED: 
Steven S. Howitt 4th Bristol 1/14/2025 

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HOUSE DOCKET, NO. 1202        FILED ON: 1/14/2025 
HOUSE  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  No. 1197 
By Representative Howitt of Seekonk, a petition (accompanied by bill, House, No. 1197) of 
Steven S. Howitt relative to exempting certain motor vehicle accidents from insurance point 
surcharges.  Financial Services. 
 
[SIMILAR MATTER FILED IN PREVIOUS SESSION 
SEE HOUSE, NO. 1044 OF 2023-2024.] 
 
The Commonwealth of Massachusetts 
 
_______________
 
In the One Hundred and Ninety-Fourth General Court 
(2025-2026) 
_______________
 
 
An Act relative to insurance point surcharges. 
 
 Be it enacted by the Senate and House of Representatives in General Court assembled, and by the authority 
of the same, as follows: 
 
1 SECTION 1. Section 113B of Chapter 175 of the General Laws, as appearing in the 2022 
2Official Edition, is hereby amended by inserting, at the end thereof the following sentence:- “In 
3fixing and establishing classifications of risk, the commissioner of insurance shall not 
4promulgate any rules or regulations to add surcharge points to a motor vehicle insurance 
5premium, based on at-fault accidents or convictions of moving violations of motor vehicle laws, 
6for damages not exceeding $2,500.”  
7 SECTION 2. This act shall take effect upon its passage.

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