Illinois HB 3559: REENTRY BANKING EMPOWERMENT

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 Full Text of HB3559

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB3559

Introduced 2/18/2025, by Rep. Kevin John Olickal 

SYNOPSIS AS INTRODUCED:

New Act

 Creates the Reentry Financial Empowerment Act. Requires the Department of Financial and Professional Regulation to oversee the Illinois Reentry Account program to provide no-fee, federally insured debit accounts to reentering citizens who have been released from an Illinois correctional facility for fewer than 12 months. Requires accounts for reentering citizens to include no monthly maintenance fees, overdraft fees, or minimum balance requirements; access to a network of ATMs for cash withdrawals created in partnership with a financial administrator or financial administrators partnered with the state; a secure debit card for account access; and online and mobile banking options. Provides that the Department shall work with the Illinois Department of Corrections to ensure eligible reentering citizens are informed of the program upon release, and the Illinois Department of Corrections shall facilitate enrollment into the program. Requires the Department to contract with one or more financial institutions to administer accounts under the program and provides standards for the institutions. Establishes monitoring responsibilities for the Department and requires reporting of the program's progress to the General Assembly. Effective immediately.

LRB104 10431 BAB 20506 b

A BILL FOR

HB3559LRB104 10431 BAB 20506 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 1. Short title. This Act may be cited as the 

5Reentry Financial Empowerment Act.

6 Section 2. Findings. The General Assembly finds that