Illinois HB 4538: CONSUMER IDENTITY VERIFICATION

Status: Referred to Assignments (as of 2026-04-21)

State: Illinois · Session: 104th · Bill: HB 4538

Sponsors: Lakesia Collins, Rita Mayfield, Matt Hanson, Tom Weber

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HB4538 EngrossedLRB104 17029 SPS 30444 b

1 AN ACT concerning business.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 1. Short title. This Act may be cited as the 

5Identity Verification for Consumer Services Act.

6 Section 5. Purpose. The purpose of this Act is to protect 

7Illinois residents from identity theft by establishing 

8mandatory identity verification standards before allowing the 

9issuance of services that involve personal identifying 

10information, including credit services, telecommunications, 

11utilities, online platforms, healthcare access, and government 

12benefit systems.

13 Section 10. Definitions. As used in this Act:

14 "Covered service" means any utility, telecommunications, 

15credit account, online financial account, government benefit, 

16or other service that uses personal identifying information to 

17authorize access or extend service to those accounts or 

18benefits. "Covered service" includes any service that involves 

19a high-risk transaction. "Covered service" does not include 

20any public utility as defined in Section 3-105 of the Public 

21Utilities Act, alternative retail electric supplier as defined 

22in Section 16-102 of the Public Utilities Act, or alternative 

HB4538 Engrossed- 2 -LRB104 17029 SPS 30444 b

1gas supplier as defined in Section 19-105 of the Public 

2Utilities Act.

3 "High-risk transaction" means any transaction involving 

4the transfer of funds, issuance of credit, remote access to 

5fi

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