New York A 1631: Relates to notification of termination of group health insurance

Bill Text

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A01631 Summary:

BILL NOA01631 

&nbsp

SAME ASNo Same As

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SPONSORWeprin

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COSPNSR

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MLTSPNSR

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Amd §§3221 & 4305, Ins L; add §4407-a, Pub Health L

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Requires insurers to provide certificate holders with at least thirty days prior written notice of termination of group health insurance coverage.

Go to top A01631 Actions:

BILL NOA01631 

&nbsp

01/10/2025referred to insurance

01/07/2026referred to insurance

Go to topA01631 Committee&nbspVotes:

Go to topA01631 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA01631 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 1631

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 10, 2025
 ___________

 Introduced by M. of A. WEPRIN -- read once and referred to the Committee
 on Insurance

 AN ACT to amend the insurance law and the public health law, in relation
 to notification of termination of group health insurance

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (a) of section 3221 of the insurance law is
 2 amended by adding a new paragraph 18 to read as follows:
 3 (18) (A) That the insurer shall require the policyholder to provide it
 4 with the names and residential addresses of all individuals who because
 5 of their employee or membership status are certificate holders under
 6 such policy, and to update such information at least annually; and in
 7 the event the insurer terminates such policy, shall give each certif-
 8 icate holder at least thirty days prior written notice of termination of
 9 coverage, by mailing such notice to the last provided residential
 10 address for such certificate holder; provided, however, that such notice
 11 shall not be required where the policyholder has: (1) provided such
 12 certificate holder at least thirty days prior written notice of the
 13 termination of coverage, by mailing such notice to the certificate hold-
 14 er's last known residential address, or, if the certificate holder is
 15 represented by a labor organization, provided the representative of such
 16 labor organization with such written notice, or (2) has contracted with
 17 another insurer to provide similar coverage for the same certificate
 18 holders, and has provided certificate holders with the name of the
 19 substituted insurer. No termination of a group policy or contract of
 20 health, or accident and health insurance shall become effective until
 21 thirty days after the mailing of such notice of termination contract, if
 22 required.
 23 (B) The insurer shall include with such notice a complete statement of
 24 the rights of the certificate holder under the termination of the policy
 25 as to coverage for illness, accident and treatment occurring prior to

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD03804-01-5

 A. 1631 2

 1 and subsequent to the termination date, and such other rights of certif-
 2 icate holders as may exist under the contract or policy or pursuant to
 3 paragraph one of subsection (e) of this section.
 4 (C) Upon written request, the holder of the policy being terminated
 5 shall reimburse the insurer for all reasonable and necessary costs asso-
 6 ciated with providing such notice to certificate holders.
 7 § 2. Section 4305 of the insurance law is amended by adding a new
 8 subsection (o) to read as follows:
 9 (o) (1) A group contract issued pursuant to this section shall contain
 10 a provision that the insurer shall require the group contract holder to
 11 provide it with the names and residential addresses of all individuals
 12 who because of their employee or membership status are certificate hold-
 13 ers under such policy, and to update such information at least annually;
 14 and in the event the insurer terminates such policy, shall give each
 15 certificate holder at least thirty days prior written notice of termi-
 16 nation of coverage, by mailing such notice to the last provided residen-
 17 tial address for such certificate holder; provided, however, that such
 18 notice shall not be required where the group policyholder has: (A)
 19 provided such certificate holders at least thirt