Illinois SB 3997: ACCEPTANCE OF CASH PAYMENTS

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB3997

Introduced 2/6/2026, by Sen. Jason Plummer 

SYNOPSIS AS INTRODUCED:

20 ILCS 5/5-735 new

50 ILCS 345/1

50 ILCS 345/40 new

815 ILCS 505/MMMM new

 Amends the Civil Administrative Code of Illinois. Provides that a State agency shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a State agency from charging a person making a cash payment a higher price compared to the price charged to a person not paying with cash. Amends the Local Governmental Acceptance of Credit Cards Act. Changes the name of the Act to the Local Governmental Acceptance of Credit Cards and Cash Act. Provides that a unit of local government shall accept cash when offered as payment for any transaction totaling $500 or less. Prohibits a unit of local government from charging a person making a cash payment a higher price compared to the price charged to a person not paying with cash. Amends the Consumer Fraud and Deceptive Business Practices Act. Provides that a person selling or offering for sale goods or services at retail shall: (1) accept cash when offered by a buyer as payment for any debt, purchase, or transaction totaling $500 or less; (2) provide at least one point-of-sale station, either automated or operated by a person, that allows a buyer to pay using cash as payment; and (3) not charge a person making a cash payment a higher price compared to the price charged to a person not paying with cash. Sets forth exceptions to the provision. Provides that a violation of the provision is an unlawful practice within the meaning of the Act.

LRB104 20028 SPS 33479 b

A BILL FOR

SB3997LRB104 20028 SPS 33479 b

1 AN ACT concerning business.

2 Be it enacted b