Florida SB 1504: Insurance Customer Representative Licensing Qualifications

Bill Text

1504 
Insurance Customer Representative Licensing Qualifications 
2026-01-29T09:25:05Z 
Revising the qualifications for applicants for a license as an insurance customer representative; requiring the Department of Education, in consultation with the Department of Financial Services, to develop a specified insurance and personal finance course no later than a specified date, etc. 
Committee Substitute 1 
2026 
S 
2027-01-01T00:00:00Z 
GB 
General Bill 
c1 

 Florida Senate - 2026 CS for SB 1504 

 By the Committee on Banking and Insurance; and Senator Calatayud 

 597-02287-26 20261504c1 
 1 A bill to be entitled 
 2 An act relating to insurance customer representative 
 3 licensing qualifications; amending s. 626.7351, F.S.; 
 4 revising the qualifications for applicants for a 
 5 license as an insurance customer representative; 
 6 creating s. 1003.4207, F.S.; requiring the Department 
 7 of Education, in consultation with the Department of 
 8 Financial Services, to develop a specified insurance 
 9 and personal finance course no later than a specified 
 10 date; providing an effective date. 
 11 
 12 Be It Enacted by the Legislature of the State of Florida: 
 13 
 14 Section 1. Subsection (3) of section 626.7351, Florida 
 15 Statutes, is amended to read: 
 16 626.7351 Qualifications for customer representative’s 
 17 license.—The department shall not grant or issue a license as 
 18 customer representative to any individual found by it to be 
 19 untrustworthy or incompetent, or who does not meet each of the 
 20 following qualifications: 
 21 (3) Within 4 years preceding the date that the application 
 22 for license was filed with the department, the applicant has 
 23 earned the designation of Accredited Advisor in Insurance (AAI), 
 24 Associate in General Insurance (AINS), or Accredited Customer 
 25 Service Representative (ACSR) from the Insurance Institute of 
 26 America; the designation of Certified Insurance Counselor (CIC) 
 27 from the Society of Certified Insurance Service Counselors; the 
 28 designation of Certified Professional Service Representative 
 29 (CPSR) from the National Foundation for CPSR; the designation of 
 30 Certified Insurance Service Representative (CISR) from the 
 31 Society of Certified Insurance Service Representatives; the 
 32 designation of Certified Insurance Representative (CIR) from 
 33 All-Lines Training; the designation of Chartered Customer 
 34 Service Representative (CCSR) from American Insurance College; 
 35 the designation of Professional Customer Service Representative 
 36 (PCSR) from the Professional Career Institute; the designation 
 37 of Insurance Customer Service Representative (ICSR) from 
 38 Statewide Insurance Associates LLC; the designation of 
 39 Registered Customer Service Representative (RCSR) from a 
 40 regionally accredited postsecondary institution in the state 
 41 whose curriculum is approved by the department and includes 
 42 comprehensive analysis of basic property and casualty lines of 
 43 insurance and testing which demonstrates mastery of the subject; 
 44 a diploma from a Florida high school in which the applicant 
 45 completed the insurance and personal finance course provided in 
 46 s. 1003.4207; or a degree from an accredited institution of 
 47 higher learning approved by the department when the degree 
 48 includes a minimum of 9 credit hours of insurance instruction, 
 49 including specific instruction in the areas of property, 
 50 casualty, and inland marine insurance. The department shall 
 51 adopt rules establishing standards for the approval of 
 52 curriculum. 
 53 Section 2. Section 1003.4207, Florida Statutes, is created 
 54 to read: 
 55 1003.4207 Insurance and personal finance course.—No later 
 56 than January 1, 2027, the Department of Education, in 
 57 consultation with the Department of Financial Services, shall 
 58 develop a 0.5 credit course in insurance and personal finance 
 59 which is available to school districts for use beginning with 
 60 the 2027-2028 school year. The course must include a 
 61 comprehensive analysis of basic property and casualty lines of 
 62 insurance consistent with the instructional designations 
 63 provided under s. 626.7351(3). 
 64 Section 3. This act shall take effect January 1, 2027.