New York A 4083: Requires liability insurance for bicycles, bicycles with electric assist and electric scooters in N.Y. City

Bill Text

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A04083 Summary:

BILL NOA04083 

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SAME ASNo Same As

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SPONSORCunningham

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COSPNSRPheffer Amato

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MLTSPNSR

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Add §§1244 & 1290, V & T L; amd §5103, Ins L

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Requires liability insurance for bicycles, bicycles with electric assist and electric scooters in cities having a population of one million or more.

Go to top A04083 Actions:

BILL NOA04083 

&nbsp

01/31/2025referred to insurance

01/07/2026referred to insurance

Go to topA04083 Committee&nbspVotes:

Go to topA04083 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topA04083 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 4083

 2025-2026 Regular Sessions

 IN ASSEMBLY

 January 31, 2025
 ___________

 Introduced by M. of A. CUNNINGHAM, PHEFFER AMATO -- read once and
 referred to the Committee on Insurance

 AN ACT to amend the vehicle and traffic law and the insurance law, in
 relation to requiring liability insurance for bicycles, bicycles with
 electric assist and electric scooters in cities having a population of
 one million or more

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. The vehicle and traffic law is amended by adding a new
 2 section 1244 to read as follows:
 3 § 1244. Liability insurance. 1. A bicycle or bicycle with electric
 4 assist which is operated anywhere in a city having a population of one
 5 million or more other than on lands of the owner of such bicycle or
 6 bicycle with electric assist shall be covered by a policy of insurance,
 7 in such language and form as shall be determined and established by the
 8 superintendent of financial services, issued by an insurance carrier
 9 authorized to do business in this state. Such policy shall provide for
 10 coverages required of an "owner's policy of liability insurance" as set
 11 forth in paragraph (a) of subdivision four of section three hundred
 12 eleven of this chapter. In lieu of such insurance coverage as hereina-
 13 bove provided, the commissioner, in such commissioner's discretion and
 14 upon application of a governmental agency having registered in its name
 15 one or more bicycles or bicycles with electric assist, may waive the
 16 requirement of insurance by a private insurance carrier and issue a
 17 certificate of self-insurance, when such commissioner is satisfied that
 18 such governmental agency is possessed of financial ability to respond to
 19 judgments obtained against it, arising out of the ownership, use or
 20 operation of such bicycles or bicycles with electric assist. The commis-
 21 sioner may also waive the requirement of insurance by a private insur-
 22 ance carrier and issue a certificate of self-insurance upon application
 23 of any person or any other corporation, having registered in its name,

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD01934-01-5

 A. 4083 2

 1 one or more bicycles or bicycles with electric assist and furnishing of
 2 proof that a certificate of self-insurance has been issued and is in
 3 effect pursuant to the provisions of section three hundred sixteen of
 4 this chapter.
 5 2. Proof of insurance as required by this section shall be produced
 6 and displayed by the owner or operator of such bicycle or bicycle with
 7 electric assist upon the request of any magistrate or any person having
 8 authority to enforce the provisions of this chapter. The failure to
 9 produce such proof upon the request of any such person shall not be an
 10 offense but shall be presumptive evidence that such bicycle or bicycle
 11 with electric assist is being operated without having such insurance in
 12 force and effect.
 13 3. Proof of insurance as required by this section shall be produced
 14 and displayed by the owner or operator of such bicycle or bicycle with
 15 electric assist to any person who has suffered or claims to have
 16 suffered either personal injury or property damage as a result of the
 17 operation of such bicycle or bicycle with electric assist by the owner
 18 or operator, if such insurance coverage was required under the circum-
 19 stances of such operation. It shall be an affirmative defense to any
 20 pros