Illinois HB 2534: LIFE INSURANCE-GENETIC INFO

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
HB2534

Introduced 2/4/2025, by Rep. Nabeela Syed 

SYNOPSIS AS INTRODUCED:

410 ILCS 513/20

215 ILCS 5/224.5 new

 Amends the Genetic Information Privacy Act. Provides that an insurer may not seek information derived from genetic testing for use in connection with a policy of life insurance. Provides that an insurer may consider the results of genetic testing in connection with a policy of life insurance if the individual voluntarily submits the results and the results are favorable to the individual. Amends the Illinois Insurance Code. Provides that an insurer must comply with the provisions of the Genetic Information Privacy Act in connection with the amendment, delivery, issuance, or renewal of a life insurance policy; claims for or denial of coverage under a life insurance policy; or the determination of premiums or rates under a life insurance policy.

LRB104 08539 BAB 18591 b

A BILL FOR

HB2534LRB104 08539 BAB 18591 b

1 AN ACT concerning regulation.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Genetic Information Privacy Act is amended 

5by changing Section 20 as follows:

6 (410 ILCS 513/20)

7 Sec. 20. Use of genetic testing information for insurance 

8purposes. 

9 (a) An insurer may not seek information derived from 

10genetic testing for use in connection with a policy of 

11accident and health insurance or life insurance. Except as 

12provided in subsection (c), an insurer that receives 

13information derived from genetic testing, regardless of the 

14source of that information, may not use the information for a 

15nontherapeutic purpose as it relates to a policy of accident 

16and h