New York S 8920: Relates to service contracts for accidental damages

Bill Text

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S08920 Summary:

BILL NOS08920 

&nbsp

SAME ASSAME AS A01062

&nbsp

SPONSORCOONEY

&nbsp

COSPNSRHARCKHAM

&nbsp

MLTSPNSR

&nbsp

Amd §7902, Ins L

&nbsp

Relates to service contracts for accidental damages from handling and power surges.

Go to top S08920 Actions:

BILL NOS08920 

&nbsp

01/15/2026REFERRED TO INSURANCE

05/18/20261ST REPORT CAL.1127

05/19/20262ND REPORT CAL.

05/20/2026ADVANCED TO THIRD READING 

06/02/2026SUBSTITUTED BY A1062

&nbspA01062 AMEND= Lunsford

&nbsp01/08/2025referred to insurance

&nbsp05/28/2025reported referred to rules

&nbsp01/07/2026referred to insurance

&nbsp02/25/2026reported 

&nbsp02/26/2026advanced to third reading cal.264

&nbsp03/04/2026passed assembly

&nbsp03/04/2026delivered to senate

&nbsp03/04/2026REFERRED TO INSURANCE

&nbsp06/02/2026SUBSTITUTED FOR S8920

&nbsp06/02/20263RD READING CAL.1127

&nbsp06/02/2026PASSED SENATE

&nbsp06/02/2026RETURNED TO ASSEMBLY

Go to topS08920 Committee&nbspVotes:

Go to topS08920 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS08920 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 8920

 IN SENATE

 January 15, 2026
 ___________

 Introduced by Sen. COONEY -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to service contracts for
 accidental damages from handling

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Subsection (k) of section 7902 of the insurance law, as
 2 separately amended by chapter 247 of the laws of 2019 and section 1 of
 3 subpart Q of part XX of chapter 55 of the laws of 2020, is amended to
 4 read as follows:
 5 (k) "Service contract" means a contract or agreement, for a separate
 6 or additional consideration, for a specific duration to perform the
 7 repair, replacement or maintenance of property, or indemnification for
 8 repair, replacement or maintenance, due to a defect in materials or
 9 workmanship or wear and tear, power surges or accidental damages from
 10 handling, with or without additional provision for indemnity payments
 11 for incidental damages, provided any such indemnity payment per incident
 12 shall not exceed the purchase price of the property serviced. Service
 13 contracts may include towing, rental and emergency road service[, and
 14 may also provide for the repair, replacement or maintenance of property
 15 for damage resulting from power surges and accidental damage from handl-
 16 ing]. Service contracts may also include contracts to repair, replace or
 17 maintain residential appliances and systems. Such term shall also mean a
 18 contract or agreement made (1) by or for the manufacturer or seller of a
 19 motor vehicle tire for repair or replacement of the tire or wheel as the
 20 result of damage arising from a road hazard, (2) by or for the supplier
 21 or seller of a service for repair of chips or cracks in a motor vehicle
 22 windshield, but not including services that involve the replacement of
 23 the entire windshield, (3) by or for the supplier or seller of a service
 24 for repair or removal of dents, dings or creases from a motor vehicle
 25 without affecting the existing paint finish using paintless dent repair
 26 techniques, but not including services that involve the replacement of
 27 vehicle body panels, or sanding, bonding or painting; and (4) by or for
 28 the supplier or seller of a service for repair or replacement of a motor

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD01458-01-5

 S. 8920 2

 1 vehicle key or key fob in the event that the key or key fob becomes
 2 inoperable, lost or stolen. In conjunction with a motor vehicle leased
 3 for personal use, such term shall also mean a contract to perform the
 4 repair, replacement or maintenance of property, or to provide indemnifi-
 5 cation for repair, replacement or maintenance, due to excess wear and
 6 use or damage for interior stains, rips or scratches or missing interior
 7 parts that result in a lease-end charge not otherwise covered by a
 8 service agreement or warranty, provided any such payment shall not
 9 exceed the pur