Illinois SB 1533: MOTOR VEHICLE SALES-LIABILITY

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104TH GENERAL ASSEMBLY 
State of Illinois 
2025 and 2026
SB1533

Introduced 2/4/2025, by Sen. Patrick J. Joyce 

SYNOPSIS AS INTRODUCED:

815 ILCS 375/18 from Ch. 121 1/2, par. 578

 Amends the Motor Vehicle Retail Installment Sales Act. Provides that each person, other than a seller or holder, who signs a retail installment contract may be held liable only to the extent that he actually receives the motor vehicle described or identified in the contract, except that a parent or spouse or any other person who co-signs such retail installment contract (rather than any other person listed as an owner of the motor vehicle on the Certificate of Title issued for the motor vehicle who co-signs such retail installment contract) may be held liable to the full extent of the deferred payment price notwithstanding such parent or spouse or any other person listed as an owner has not actually received the motor vehicle described or identified in the contract and except to the extent such person other than a seller or holder, signs in the capacity of a guarantor of collection.

LRB104 09584 SPS 19647 b

A BILL FOR

SB1533LRB104 09584 SPS 19647 b

1 AN ACT concerning business.

2 Be it enacted by the People of the State of Illinois, 

3represented in the General Assembly:

4 Section 5. The Motor Vehicle Retail Installment Sales Act 

5is amended by changing Section 18 as follows:

6 (815 ILCS 375/18) (from Ch. 121 1/2, par. 578)

7 Sec. 18. Each person, other than a seller or holder, who 

8signs a retail installment contract may be held liable only to 

9the extent that he actually receives the motor vehicle 

10described or identified in the contract, except that a parent 

11or spouse or any other person listed as an owner of the motor 

12vehic