New York S 5694: Relates to prohibiting the use of head-mounted portable electronic devices while driving

Bill Text

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S05694 Summary:

BILL NOS05694 

&nbsp

SAME ASSAME AS A00211

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SPONSORSKOUFIS

&nbsp

COSPNSR

&nbsp

MLTSPNSR

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Amd §3407-a, Ins L

&nbsp

Requires property/casualty insurance policies to state the types and causes of damage that are covered by such policy; requires such information to be provided at or near the beginning of such policy.

Go to top S05694 Actions:

BILL NOS05694 

&nbsp

02/28/2025REFERRED TO INSURANCE

01/07/2026REFERRED TO INSURANCE

Go to topS05694 Committee&nbspVotes:

Go to topS05694 Floor&nbspVotes:

There are no Assembly votes for this bill in this legislative session.

Go to topS05694 Text:

 STATE OF NEW YORK
 ________________________________________________________________________

 5694

 2025-2026 Regular Sessions

 IN SENATE

 February 28, 2025
 ___________

 Introduced by Sen. SKOUFIS -- read twice and ordered printed, and when
 printed to be committed to the Committee on Insurance

 AN ACT to amend the insurance law, in relation to requiring
 property/casualty insurance policies to state the types and causes of
 damage that are covered by such policy

 The People of the State of New York, represented in Senate and Assem-
 bly, do enact as follows:

 1 Section 1. Section 3407-a of the insurance law, as added by chapter
 2 306 of the laws of 2001, is amended to read as follows
 3 § 3407-a. Property/casualty insurance contract and policy standard
 4 provisions. (a) No property/casualty insurance policy or contract shall
 5 be issued or issued for delivery on a risk located or resident in this
 6 state insuring against damage to the insured's real property unless it
 7 contains in substance the following provision or a provision which is
 8 equal or more favorable to the insured: a provision that in the event of
 9 a pending claim for damage to real property, upon request, the insurer
 10 shall furnish to the insured's representative, designated in writing, or
 11 if none has been designated, to the insured, a copy of any written esti-
 12 mate or estimates of the cost of damages to real property resulting from
 13 the loss which the insurer has independently prepared for its own
 14 purposes, or had prepared on its behalf for its own purposes, specifying
 15 all appropriate deductions, within thirty days after the request or
 16 preparation, whichever is later, of such estimate or estimates. An
 17 insurer shall not be required to provide an estimate on claims for
 18 damages to real property unless it has independently prepared one or had
 19 one prepared on its behalf for the insurer's own purposes.
 20 (b) Every property/casualty insurance policy or contract issued or
 21 issued for delivery on a risk located or resident in this state shall
 22 clearly and concisely state the types and causes of damage that are and
 23 that are not covered by such policy. Such information shall be
 24 contained at or near the beginning of the policy and shall be printed in
 25 a font size that is easily legible.
 26 § 2. This act shall take effect immediately.

 EXPLANATION--Matter in italics (underscored) is new; matter in brackets
 [ ] is old law to be omitted.
 LBD01497-01-5

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